Cecil County property record for 509 Rustic Ct, Perryville, MD 21903
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,788 sqft · built 2008 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,000 (Aug 2023) |
| Tax Bill | $3,877 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-056699 |
| Primary APN | 07-056699 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Total Area |
| Basement Area | 621 sqft |
| Finished Basement | 621 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,400 sqft (0.055 acres) |
| Garage Type | Mixed |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 056699 |
|---|---|
| Street Address | 509 RUSTIC CT |
| City | PERRYVILLE |
| State | MD |
| Zip | 21903-2593 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 44 - .06 ACRE 509 RUSTIC COURT FRENCHTOWN CROSSING |
| Legal Subdivision | PLAT 4 FRENCHTOWN CROSSING |
| Legal Lot Number | 44 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 31202 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| May 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 9, 2022 | Deed of Trust, Mortgage · Unknown ABERDEEN PROVING GROUND FCU |
| Nov 19, 2020 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Jul 7, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Nov 1, 2017 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Nov 19, 2020 · Amount on Record |
| Deed Book / Page | 5364 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 22, 2023 |
| Property Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Document Number | 0053640232 |
| Book / Page | 5364 / 232 |
| Map Reference | MB 1105 FO 99 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | CLEARVIEW SETTLEMENT SLN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0053640238 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 5364-0238 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0053640257 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 5364/257 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0048870495 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 4887/495 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MARVEL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0052300432 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 5230/432 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 25, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 19, 2020 |
| Property Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Document Number | 0047300481 |
| Book / Page | 4730 / 481 |
| Map Reference | MB 1105 FO 99 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TERRAIN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Document Number | 0004730487 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 4730/487 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Document Number | 0047300490 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 RUSTIC CT PERRYVILLE MD 219032593, PERRYVILLE, MD 21903-2593 |
| Document Number | 0047300490 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 004730/000490 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Document Number | 0046940387 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 RUSTIC CT PERRYVILLE MD 219032593, PERRYVILLE, MD 21903-2593 |
| Document Number | 0046940387 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 004694/000387 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 4, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Nov 1, 2017 |
| Property Address | 509 RUSTIC CT, PERRYVILLE, MD 21903-2593 |
| Document Number | 0041540270 |
| Book / Page | 4154 / 270 |
| Map Reference | MB1105 FO99 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ENDEAVOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0004154275 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 4154/275 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Perryville Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,877.00 (+5.18%) | $264,200 (+17.42%) Land $58,000 Building $206,200 | $264,200 (+17.42%) Land $58,000 Building $206,200 |
| 2025 | $3,686.00 (+41.66%) | ||
| 2023 | $2,602.00 | $225,000 Land $58,000 Building $167,000 | $225,000 Land $58,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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