509 Ruggle's Rd, Saint Louis, MO 63135 Property Records

St. Louis County property record for 509 Ruggle's Rd, Saint Louis, MO 63135

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.144 acres (6,251 sqft)
Owner	Company Name on File
Last Sale	$99,000 (Nov 2024)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12J-32-1453`

Property Details

APN / Parcel Number

Primary APN	`12J-32-1453`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Terrain	Below Road/Slope

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 RUGGLES RD
City	SAINT LOUIS
State	MO
Zip	63135-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22R-1D
Legal Description	FLORISSANT ROAD TERRACE LOTS 57 & 58
Legal Subdivision	FLORISSANT ROAD TERRACE
Legal Block	15
Legal Lot Number	57,58
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORWOOD
Census Block Group	2
Census Block	2000
Census Tract	212701

Owner

509 Ruggle's Rd is owned by a company that bought it in November 2024.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	69455 NORTHPARK BOULEVARD STE L 6051, L 6051, CHARLOTTE, NC 28216
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE LLC
Feb 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Aug 6, 2021	Warranty Deed, Transfer NOT AVAILABLE, VISION TITLE LLC
Sep 23, 2019	Warranty Deed, Transfer TITLE EXPERTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	20246
Prior Transfer Date	Jul 24, 2009
Prior Transfer Doc	0185220975
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 25, 2024
Property Address	509 RUGGLES RD, SAINT LOUIS, MO 63135-3147
Document Number	2024112500006
Map Reference	MB 19 PG 10
Instrument Date	Nov 19, 2024
Instrument	2024112500006
Transaction Type	Transfer
Record Updated	Feb 24, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19519 SW 54TH ST, MIRAMAR, FL 33029-6272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69455 NORTHPARK BLVD #L 6051 # L6051, L6051, CHARLOTTE, NC 28216

Mortgage

Document Number	2024112500007
Date	Nov 25, 2024
Instrument	2024112500007

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	509 RUGGLES RD, SAINT LOUIS, MO 63135-3147
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19519 SW 54TH ST, MIRAMAR, FL 33029-6272

Mortgage

Document Number	0253721989
Date	Feb 15, 2022
Book Page	25372/1989
Instrument	2022021500284

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 6, 2021
Property Address	509 RUGGLES RD, SAINT LOUIS, MO 63135-3147
Document Number	0250364173
Book / Page	25036 / 4173
Map Reference	MB 19 PG 10
Instrument Date	Aug 6, 2021
Instrument	2021080600510
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	NOT AVAILABLE, VISION TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19519 SW 54TH ST, MIRAMAR, FL 33029-6272

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 23, 2019
Property Address	509 RUGGLES RD, SAINT LOUIS, MO 63135-3147
Document Number	0237080618
Book / Page	023708 / 000618
Instrument Date	Sep 18, 2019
Instrument	109
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	TITLE EXPERTS INC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24929 ALICANTE DR CALABASAS CA 913023026, CALABASAS, CA 91302-3026

Tax Assessment & Valuation

The 2025 property tax bill for 509 Ruggle's Rd was $1,275, up 69.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,130 (-) Land $2,340 Building $15,790	$95,400 (-) Land $12,300 Building $83,100
2025	$1,275.00 (+69.1%)	$18,130 Land $2,340 Building $15,790	$95,400 Land $12,300 Building $83,100
2024	$754.00 (+0.53%)
2023	$750.00 (-4.94%)	$10,190 (+4.94%) Land $2,740 Building $7,450	$53,600 Land $14,400 Building $39,200
2022	$789.00	$9,710 Land $2,740 Building $6,970
2021			$51,100 Land $14,400 Building $36,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Ruggle's Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Ruggle's Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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