509 Ruby Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 509 Ruby Ct, Chesapeake, VA 23320 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2020
Square Footage	2,330 sqft Living Area
Lot Size	15,028 sqft (0.345 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2020)
Tax Bill	$4,641.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0374002000140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,330 sqft Living Area
1st Floor	924 sqft 1st Floor
Upper Floors	924 sqft Upper Floors
Attic Area	300 sqft Attic
Attic	1 Attic
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,028 sqft (0.345 acres)
Depth X Width	170 ft x 90 ft Depth x Width
Garage Type	Attached Garage
Garage Area	300 sqft Garage
Deck Area	752 sqft Deck
Patio Area	490 sqft Patio
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	509 RUBY CT
City	CHESAPEAKE
State	VA
Zip	23320-3100
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	20 TALLWOOD EST PH TWO
Legal Subdivision	CLEARFIELD,CLEARFIELD ESTATES,TALLWOOD
Jurisdiction	CHESAPEAKE CITY VA
Minor Civil Division	CHESAPEAKE
Census Blockgroup	2
Census Block	2005
Census Tract	20804

Owner

Source: Chesapeake City records · APN 0374002000140

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 RUBY CT, CHESAPEAKE, VA 23320-3100
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORPORATION
Apr 12, 2013	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 08, 2016	Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC
May 10, 2021	Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORPORATION
Aug 12, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Doc Number	202027529
Deed Book / Page	10198 / 989
Record Refreshed	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 RUBY CT, CHESAPEAKE, VA 23320-3100
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010368/447
Date	May 10, 2021
Book Page	10368/447
Instrument	210021413

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 RUBY CT, CHESAPEAKE, VA 23320-3100
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009040/557
Date	Apr 12, 2013
Book Page	9040/557

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2043

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 RUBY CT, CHESAPEAKE, VA 23320-3100
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009668/697
Date	Jul 08, 2016
Book Page	9668/697
Instrument	160018466

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	509 RUBY CT, CHESAPEAKE, VA 23320-3100
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10368/447
Date	May 10, 2021
Book Page	10368/447
Instrument	210021413

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 12, 2020
Property Address	509 RUBY CT, CHESAPEAKE, VA 23320-3100
Document Number	10198/989
Book / Page	10198 / 989
Instrument Date	Aug 10, 2020
Instrument	200027529
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RUBY CT, CHESAPEAKE, VA 23320-3100

Mortgage

Document Number	200027530
Date	Aug 12, 2020
Instrument	200027530

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,641.00 (+52.26%)	$459,500 (+12.29%) Land $160,000 Building $299,500	$459,500 (+12.29%) Land $160,000 Building $299,500
2023		$409,200 (+12.14%) Land $145,000 Building $264,200	$409,200 (+12.14%) Land $145,000 Building $264,200
2022		$364,900 Land $130,000 Building $234,900	$364,900 Land $130,000 Building $234,900
2019	$3,048.00

509 Ruby Ct, Chesapeake, VA 23320 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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