509 River St, Minneapolis, MN 55401 Property Records

Hennepin County property record for 509 River St, Minneapolis, MN 55401

Property Summary

Property Type	Townhouse
Details	3 bd · 5 ba · 2,978 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$1,120,000 (Dec 2022)
Tax Bill	$20,129 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-029-24-11-0062`

Property Details

APN / Parcel Number

Primary APN	`22-029-24-11-0062`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,978 sqft Living Area
Gross Area	4,260 sqft
1st Floor Area	1,710 sqft
Basement Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	108 ft deep x 147 ft wide
Garage Type	Attached
Porch	Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 RIVER ST
City	MINNEAPOLIS
State	MN
Zip	55401-2512
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R6
Legal Description	LOT 005 BLOCK 001 B SAWMILL RUN 4TH SE 147X108X175X9
Legal Range	24
Legal Township	029
Legal Section	22
Legal Quarter	11
Legal Subdivision	SAWMILL RUN 4TH
Legal Block	1
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	4
Census Block	4003
Census Tract	126202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Anthony Falls Historic District listed 1971 · 90 contributing resources · NRIS 71000438

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 River St, a townhouse, is owned and occupied by two individuals who bought it in December 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Dec 28, 2022 · Amount on File
Deed Document Number	202211172460
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 28, 2022
Property Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512
Document Number	00T5992617
Instrument Date	Dec 15, 2022
Instrument	T5992617
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,696.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512

Mortgage

Document Number	00T5992618
Date	Dec 28, 2022
Instrument	T5992618

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 29, 2022
Property Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512
Document Number	0A11172460
Instrument Date	Dec 15, 2022
Instrument	A11172460
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	EDINA REALTY TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512

Mortgage

Document Number	0A11172461
Date	Dec 29, 2022
Instrument	A11172461

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11035990
Date	Oct 27, 2021
Instrument	A11035990

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512

Mortgage

Document Number	0T05887926
Date	Oct 18, 2021
Instrument	T05887926

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 17, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512
Document Number	0005624420
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	509 RIVER ST MINNEAPOLIS MN 554012512, MINNEAPOLIS, MN 55401-2512

Mortgage

Document Number	0005624420
Date	Jul 1, 2019
Instrument	5624420

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2029

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	509 RIVER ST, MINNEAPOLIS, MN 55401-2512
Document Number	0010676161
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	509 RIVER ST MINNEAPOLIS MN 554012512, MINNEAPOLIS, MN 55401-2512

Mortgage

Document Number	0010676161
Date	Jul 8, 2019
Instrument	10676161

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 509 River St was $20,129.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,129.00	$1,152,400 Land $884,000 Building $268,400	$1,152,400 Land $884,000 Building $268,400
2023	$13,777.00 Homeowner's exemption
2022		$947,100 Land $947,000 Building $100	$947,100 Land $947,000 Building $100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, PCs for People.

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