509 River Bluffs, Williamsburg, VA 23185 Property Records

James City County property record for 509 River Bluffs, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,833 sqft · built 2002
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$870,000 (Sep 2025)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-2 03-0-0509`

Property Details

APN / Parcel Number

Primary APN	`58-2 03-0-0509`
Alternative APN	`25983`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,833 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal

Location & Zoning

Account Number	25983
Street Address	509 RIVER BLFS
City	WILLIAMSBURG
State	VA
Zip	23185-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	U-509 BLDG-5 PH-1 RIVER BLUFFS
Legal Subdivision	KINGSMILL
Legal Phase	1
Legal Lot Number	509
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1011
Census Tract	80104

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	509 RIVER BLFS, WILLIAMSBURG, VA 23185-8942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202513637
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 22, 2025
Property Address	509 RIVER BLFS, WILLIAMSBURG, VA 23185-8942
Document Number	0202513637
Map Reference	MB 82 PG 18
Instrument Date	Sep 17, 2025
Instrument	202513637
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 RIVER BLUFFS, WILLIAMSBURG, VA 23185-8942

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 10, 2021
Property Address	509 RIVER BLFS, WILLIAMSBURG, VA 23185-8942
Document Number	0210018436
Instrument Date	Aug 30, 2021
Instrument	210018436
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 7TH ST S, ARLINGTON, VA 22204-2407

Mortgage

Document Number	0210018437
Date	Sep 10, 2021
Instrument	210018437

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,368.00 (+6.42%)	$767,300 (+1.97%) Land $484,700 Building $282,600	$767,300 (+1.97%) Land $484,700 Building $282,600
2024	$5,984.00 (-4.18%)
2023	$6,245.00	$752,500 Land $484,700 Building $267,800	$752,500 Land $484,700 Building $267,800
2022	$6,245.00 (-0.43%)
2019	$6,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Bluffs

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