509 River Bend Dr, Loudon, TN 37774 Property Records

Loudon County property record for 509 River Bend Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,004 sqft · built 1987
Lot Size	0.923 acres (40,215 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Dec 2020)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053033J A 02500`

Property Details

APN / Parcel Number

Primary APN	`053033J A 02500`
Alternative APNs	`033J A 02500 000033I` `033J A 02500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	1,104 sqft
Finished Basement	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,215 sqft (0.923 acres)
Lot Dimensions	128 ft deep x 215 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	140 sqft
Patio Area	240 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	033J A 02500 000033I
Street Address	509 RIVER BEND DR
City	LOUDON
State	TN
Zip	37774-6630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-S
Legal Description	LAKEVIEW HGHTS UNIT 1 75 1 036K A 036L 02400 000
Legal Subdivision	LAKEVIEW HGHTS UNIT 1
Legal Lot Number	75 1
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1010
Census Tract	60600

Owner

509 River Bend Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Loudon County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 RIVER BEND DR, LOUDON, TN 37774-6630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 2, 2018	Quit Claim Deed, Transfer · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Apr 2, 2018
Deed Document Number	20013979
Deed Book / Page	D0429 / 882
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	509 RIVER BEND DR, LOUDON, TN 37774-6630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001948
Date	Feb 28, 2020
Book Page	T1445/650
Instrument	20001948

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Dec 28, 2020
Property Address	509 RIVER BEND DR, LOUDON, TN 37774-6630
Document Number	D0429/882
Book / Page	D0429 / 882
Map Reference	MB 3 PG 1
Instrument Date	Dec 16, 2020
Instrument	20013979
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	CERTIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 RIVER BEND DR, LOUDON, TN 37774-6630

Mortgage

Document Number	20013981
Date	Dec 28, 2020
Instrument	20013981

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Apr 2, 2018
Property Address	509 RIVER BEND DR, LOUDON, TN 37774-6630
Document Number	0000002603
Book / Page	000402 / 000217
Instrument Date	Mar 19, 2018
Instrument	2603
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 RIVER BEND DR LOUDON TN 377746630, LOUDON, TN 37774-6630

Mortgage

Document Number	2604
Date	Apr 2, 2018
Book Page	001363/000570
Instrument	2604

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 509 River Bend Dr was $1,711.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00	$57,825 (-) Land $9,300 Building $48,525
2024	$1,711.00	$57,825 (-) Land $9,300 Building $48,525
2023		$57,825 (-) Land $9,300 Building $48,525
2022	$635.00	$57,825 Land $9,300 Building $48,525	$231,300 (-) Land $37,200 Building $194,100
2021			$231,300 Land $37,200 Building $194,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 River Bend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 River Bend Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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