Lake County property record for 509 Ridge Rd, Munster, IN 46321
| Property Type | Commercial |
|---|---|
| Details | 11,332 sqft · built 1964 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,821 (2024) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18-28-0070-0015 |
| Primary APN | 007-18-28-0070-0015 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 11,332 sqft Total Area |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Concrete Block/Stucco |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 20,735 sqft (0.476 acres) |
| Canopy | 972 sqft |
| Sewer | Connected |
|---|
| Account Number | 007-18-28-0070-0015 |
|---|---|
| Old Parcel Number | 182800700015 |
| Street Address | 509 RIDGE RD |
| City | MUNSTER |
| State | IN |
| Zip | 46321-1643 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PETER JABAAYS DIV S'LY 382.55FT OF W'LY 66.70FT OF LOT 1 0.476AC |
| Legal Subdivision | PETER JABAAYS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40302 |
509 Ridge Rd, a commercial property, is held in a trust since May 2022.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 513 RIDGE RD STE 3, 3, MUNSTER, IN 46321-1648 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 |
| Deed Sale | May 12, 2022 |
| Prior Sale | Mar 7, 2014 |
| Deed Document Number | 2022-520035 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 12, 2022 |
| Property Address | 509 RIDGE RD, MUNSTER, IN 46321-1643 |
| Document Number | 0000020035 |
| Map Reference | MB 4 PG 28 |
| Instrument Date | May 1, 2022 |
| Instrument | 2022-520035 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9800 CONNECTICUT DR # 82900, 82900, CROWN POINT, IN 46307-7840 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020036 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022-520036 |
| Name | RONALD MICHAEL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Apr 30, 2029 |
| Rate | 4.5% |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $483,400 Land $199,500 Building $283,900 | $483,400 Land $199,500 Building $283,900 | |
| 2024 | $12,821.00 | ||
| 2023 | $470,100 (+0.47%) Land $199,500 Building $270,600 | $470,100 (+0.47%) Land $199,500 Building $270,600 | |
| 2022 | $12,578.00 | $467,900 Land $191,700 Building $276,200 | $467,900 Land $191,700 Building $276,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 509 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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