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509 Reddicks Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 509 Reddicks Cir, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,655 sqft · built 2006
Lot Size0.187 acres (8,163 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Jun 2018)
Tax Bill$2,216 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-14-687809-000580

Property Details

APN / Parcel Number

Primary APN26-29-14-687809-000580
Alternative APNs
  • 142926687809000580
  • 42926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,655 sqft Living Area
Gross Area2,054 sqft
1st Floor Area1,655 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area8,163 sqft (0.187 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area399 sqft
PorchScreened/Unfinished Porch
Porch Area234 sqft

Location & Zoning

Street Address509 REDDICKS CIR
CityWINTER HAVEN
StateFL
Zip33884-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDDICKS CORNER PLAT BOOK 129 PGS 8 & 9 LOT 58
Legal Range26E
Legal Township29S
Legal Section14
Legal SubdivisionREDDICKS CORNER
Legal Tract687809
Legal Block4
Legal Lot Number58
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4027
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address509 REDDICKS CIR, WINTER HAVEN, FL 33884-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleSep 23, 2009 · Amount on Record
Deed Document Number2018133340
Deed Book / Page10525 / 897
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 22, 2018
Property Address509 REDDICKS CIR, WINTER HAVEN, FL 33884-3405
Document Number0105250897
Book / Page010525 / 000897
Instrument DateJun 15, 2018
Instrument133340
Transaction TypeTransfer
Record UpdatedJul 12, 2018
Title CompanyAMERICAN GUARANTY TITLE AND ESCR

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 REDDICKS CIR WINTER HAVEN FL 338843405, WINTER HAVEN, FL 33884-3405

Mortgage

Document Number105250898
DateJun 22, 2018
Book Page010525/000898
Instrument133341
Lender
NameFRANKLIN AMERICAN MTG
TypeMortgage Company
AddressPITTSBURGH, PA 15220
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 21, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,644 (+2.7%)$229,863 (-1.53%) Land $40,000 Building $189,863
2025$2,216.00 (+7.21%) Homeowner's exemption$172,000 (+5.99%)$233,436 (-6.93%) Land $40,000 Building $193,436
2023$2,067.00 (-0.58%) Homeowner's exemption$162,284 (+3%)$250,812 (+14.42%) Land $40,000 Building $210,812
2022$2,079.00 Homeowner's exemption$157,557$219,202 Land $34,000 Building $185,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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