509 Red Cloud Dr, Harker Heights, TX 76548 Property Records

Bell County property record for 509 Red Cloud Dr, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,755 sqft · built 1992
Lot Size0.303 acres (13,200 sqft)
OwnerIndividual Name on File
Tax Bill$4,743 (2023)
Deeds & MortgagesJun 2020 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0912840602

Property Details

APN / Parcel Number

Primary APN0912840602
Alternative APNs
  • 102419
  • 837333

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,755 sqft Living Area
1st Floor Area1,755 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,200 sqft (0.303 acres)
Lot Dimensions120 ft deep x 110 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area188 sqft
Storage Building156 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number837333
Street Address509 RED CLOUD DR
CityHARKER HEIGHTS
StateTX
Zip76548-2077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKIPCHA MOUNTAIN ESTATES PHASE FOUR, BLOCK 002, LOT 0002
Legal SubdivisionSKIPCHA MOUNTAIN ESTATES PHASE FOUR
Legal Block2
Legal Lot Number2
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group1
Census Block1030
Census Tract21905

Owner

509 Red Cloud Dr is owned by an individual who acquired it in June 2020.

Source: Bell County records, as of April 1, 2024

Owner of RecordIndividual Name on File
Mailing Address509 RED CLOUD DR, HARKER HEIGHTS, TX 76548-2077
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Vendor's Lien, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2017Vendor's Lien, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2020
Deed SaleJun 18, 2020
Prior SaleDec 18, 2017
Deed Document Number2020-00029327
Record UpdatedJun 7, 2026

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJun 18, 2020
Property Address509 RED CLOUD DR, HARKER HEIGHTS, TX 76548-2077
Document Number0000029327
Map ReferenceCAB B SL 232-A
Instrument DateJun 8, 2020
Instrument2020-00029327
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address509 RED CLOUD DR, 509, HARKER HEIGHTS, TX 76548-2077

Transferred To (Grantee/Buyer)

NameVerified Name
Address5433 205 LOOP APT 287, 287, TEMPLE, TX 76502-4019

Mortgage

Document Number0000029328
DateJun 18, 2020
Instrument2020-00029328
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

December 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateDec 18, 2017
Property Address509 RED CLOUD DR, HARKER HEIGHTS, TX 76548-2077
Document Number0000052551
Map ReferenceCAB B SL232A
Instrument DateNov 30, 2017
Instrument2017-00052551
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 RED CLOUD DR, HARKER HEIGHTS, TX 76548-2077

Mortgage

Document Number0000052552
DateDec 18, 2017
Instrument2017-00052552
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,743.00 (+2.68%)$267,639 Land $38,000 Building $229,639$267,639 Land $38,000 Building $229,639
2022$4,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Red Cloud Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 Red Cloud Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, FiberFirst.

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