509 Raymond St, Reading, PA 19605 Property Records

Berks County property record for 509 Raymond St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1938
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2023)
Tax Bill	$963 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5308-12-85-3560`

Property Details

APN / Parcel Number

Primary APN	`5308-12-85-3560`
Alternative APNs	`66-5308-12-85-3560` `394900`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 RAYMOND ST
City	READING
State	PA
Zip	19605-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	85
Legal Lot Number	56 57
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1028
Census Tract	12600

Owner

509 Raymond St is owned and occupied by two individuals who bought it in July 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 RAYMOND ST, READING, PA 19605-3140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH FCU
Feb 13, 2018	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	202321647
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 25, 2023
Property Address	509 RAYMOND ST, READING, PA 19605-3140
Document Number	0000021647
Map Reference	MB 5 PG 19
Instrument Date	Jul 19, 2023
Instrument	2023021647
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	WYOMISSING ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RAYMOND ST, READING, PA 19605-3140

Mortgage

Document Number	0000021648
Date	Jul 25, 2023
Instrument	2023021648

Lender

Name	FIRST COMMONWEALTH FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 13, 2018
Property Address	509 RAYMOND ST, READING, PA 19605-3140
Document Number	0000004956
Instrument Date	Feb 7, 2018
Instrument	4956
Transaction Type	Transfer
Record Updated	Feb 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RAYMOND ST READING PA 196053140, READING, PA 19605-3140

Mortgage

Document Number	4957
Date	Feb 13, 2018
Instrument	4957

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 509 Raymond St was $963 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$963.00 Homeowner's exemption	$64,200 Land $23,800 Building $40,400	$23,800 Land $23,800
2024	$901.00 (-68.94%)	$64,200 (-) Land $23,800 Building $40,400
2023	$2,901.00	$64,200 Land $23,800 Building $40,400
1994			$64,200 Land $23,800 Building $40,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 509 Raymond St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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