509 Rand Dr, McHenry, IL 60051 Property Records

McHenry County property record for 509 Rand Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,132 sqft · built 1977
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Aug 2026)
Tax Bill$4,863 (2024)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-05-202-004

Property Details

APN / Parcel Number

Primary APN10-05-202-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,132 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleA-Frame
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions110 ft deep x 65 ft wide
PorchPorch
Porch Area24 sqft
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address509 RAND DR
CityMCHENRY
StateIL
Zip60051-6253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2015R0029709 LT 7 BLK 2 NIPPERSINK CHANNEL ADDN TO PISTAKEE HIGHLANDS
Legal SubdivisionNIPPERSINK CHANNEL ADDN
Legal Block2
Legal Lot Number7
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1014
Census Tract870704

Owner

Source: McHenry County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address509 RAND DR, MCHENRY, IL 60051-6253
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Prior SaleAug 10, 2015 · Amount on Record
Deed Document Number202623100
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 10, 2026
Property Address509 RAND DR, MCHENRY, IL 60051-6253
Document Number0000023100
Instrument DateAug 4, 2026
Instrument202623100
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,965.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address509 RAND DR, MCHENRY, IL 60051-6253

Mortgage

Document Number0000023101,
DateAug 10, 2026
Instrument202623101
Lender
NameWINTRUST MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate7.13%
Max Rate-1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,863.00$80,700 (+27.78%) Land $5,953 Building $74,747$242,100 (+27.78%) Land $17,859 Building $224,241
2022Homeowner's exemption$63,157 Land $13,165 Building $49,992$189,471 Land $39,495 Building $149,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims55 (1979–2026)
Claims Outside the SFHA2 of 55
Most Recent ClaimMay 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jul 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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