Polk County property record for 509 Queens Loop N, Lakeland, FL 33803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,822 sqft · built 1969 |
| Lot Size | 0.227 acres (9,906 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Apr 2019) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-36-138200-001080 |
| Primary APN | 23-28-36-138200-001080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,822 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,906 sqft (0.227 acres) |
| Lot Dimensions | 113 ft deep x 81 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|
| Street Address | 509 QUEENS LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33803-4624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | IMPERIAL SOUTHGATE PB 47 PG 47 BLK A LOT 8 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | IMPERIAL SOUTHGATE |
| Legal Tract | 138200 |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10702 |
509 Queens Loop N is owned and occupied by two individuals who bought it in April 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 QUEENS LOOP N, LAKELAND, FL 33803-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM |
| Apr 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Mar 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 8, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Prior Sale | Mar 20, 2018 · Amount on File |
| Deed Document Number | 201978607 |
| Deed Book / Page | 10813 / 1051 |
| Prior Transfer Date | Feb 15, 2018 |
| Prior Transfer Doc | 0000059615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 509 QUEENS LOOP N, LAKELAND, FL 33803-4624 |
| Document Number | 0114810570 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 QUEENS LOOP N LAKELAND FL 338034624, LAKELAND, FL 33803-4624 |
| Document Number | 0114810570 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 011481/000570 |
| Instrument | 260927 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 17, 2019 |
| Property Address | 509 QUEENS LOOP N, LAKELAND, FL 33803-4624 |
| Document Number | 0108131051 |
| Book / Page | 010813 / 001051 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 78607 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,207.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 QUEENS LOOP N LAKELAND FL 338034624, LAKELAND, FL 33803-4624 |
| Document Number | 108131053 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 010813/001053 |
| Instrument | 78608 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 20, 2018 |
| Property Address | 509 QUEENS LOOP N, LAKELAND, FL 33803-4624 |
| Document Number | 0104280081 |
| Book / Page | 010428 / 000081 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 59615 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $795.20 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 509 QUEENS LOOP N LAKELAND FL 338034624, LAKELAND, FL 33803-4624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 509 QUEENS LOOP N, LAKELAND, FL 33803-4624 |
| Document Number | 0103982063 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 509 QUEENS LOOP N LAKELAND FL 338034624, LAKELAND, FL 33803-4624 |
| Document Number | 0103982063 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 010398/002063 |
| Instrument | 35848 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 509 Queens Loop N was $3,064 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,776 (+2.7%) | $275,001 (+9.34%) Land $26,000 Building $249,001 | |
| 2025 | $3,064.00 Homeowner's exemption | $213,024 | $251,504 Land $26,000 Building $225,504 |
| 2023 | $2,887.00 (+2.96%) Homeowner's exemption | $200,990 (+3%) | $272,600 (+9.37%) Land $25,000 Building $247,600 |
| 2022 | $2,804.00 Homeowner's exemption | $195,136 | $249,242 Land $24,000 Building $225,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Queens Loop N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Queens Loop N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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