509 Provincia Dr, Laredo, TX 78045 Property Records

Webb County property record for 509 Provincia Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,444 sqft · built 2023
Lot Size	0.131 acres (5,689 sqft)
Owner	2 Individual Names on File
Last Sale	$341,530 (Dec 2023)
Tax Bill	$1,957 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`989-85007-250`

Property Details

APN / Parcel Number

Primary APN	`989-85007-250`
Alternative APN	`786194`

Interior

Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	2,843 sqft
1st Floor Area	1,123 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,689 sqft (0.131 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	197 sqft
Balcony Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 PROVINCIA DR
City	LAREDO
State	TX
Zip	78045-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SOL PHASE 2 BLK 7 LOT 25
Legal Subdivision	SAN ISIDRO NORTHEAST SUBD. PUERTA DEL SO
Legal Phase	2
Legal Block	7
Legal Lot Number	25
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

509 Provincia Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 PROVINCIA DR, LAREDO, TX 78045-4272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2023	Vendor's Lien, Transfer · Construction Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Jan 26, 2023 · Amount on File
Deed Document Number	20231518460
Deed Book / Page	5580 / 547
Record Updated	Oct 29, 2026

December 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 27, 2023
Property Address	509 PROVINCIA DR, LAREDO, TX 78045-4272
Document Number	005580/547
Book / Page	5580 / 547
Map Reference	VOL 37 PG 93-96
Instrument Date	Dec 26, 2023
Instrument	1518460
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 PROVINCIA DR, LAREDO, TX 78045-4272

Mortgage

Document Number	0001518461
Date	Dec 27, 2023
Instrument	1518461

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 26, 2023
Property Address	509 PROVINCIA DR, LAREDO, TX 78045-4272
Document Number	005406/793
Book / Page	5406 / 793
Map Reference	VOL 37 PG 93-96
Instrument Date	Jan 23, 2023
Instrument	1490080
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MIDDLE CREEK PKWY STE 500, 500, COLORADO SPRINGS, CO 80921-3614
Investor	Possibly a Property Investor

Mortgage

Document Number	0001490081
Date	Jan 26, 2023
Instrument	1490081

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 509 Provincia Dr was $1,957 with a homeowner's exemption, down 18.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,000 (-1.22%) Land $88,293 Building $293,707	$382,000 (-1.22%) Land $88,293 Building $293,707
2025	$1,957.00 (-18.86%) Homeowner's exemption	$386,733 Land $88,293 Building $298,440	$386,733 Land $88,293 Building $298,440
2024	$2,412.00
2023		$65,039 Land $65,039	$65,039 Land $65,039
2022	$383.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 509 Provincia Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Provincia Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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