Niagara County and Lockport City property record for 509 Prospect St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,080 (2026) |
| Deeds & Mortgages | Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-6016.000 |
| Primary APN | 6-6016.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 107 ft deep x 41 ft wide |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6-6016.000 |
|---|---|
| Street Address | 509 PROSPECT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CORNER CHARLOTTE ST |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23600 |
509 Prospect St is owned by an individual who acquired it in January 2022.
Source: Niagara County and Lockport City records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4122 LAKE AVE, LOCKPORT, NY 14094-1103 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2022 |
| Transfer Doc | 0000001809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jan 31, 2022 |
| Property Address | 509 PROSPECT ST, LOCKPORT, NY 14094-2125 |
| Document Number | 0000001809 |
| Map Reference | MB 10 PG 986 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-01809 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4122 LAKE AVE, LOCKPORT, NY 14094-1103 |
The 2026 property tax bill for 509 Prospect St was $3,080, up 3.9% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,080.00 (+3.95%) | ||
| 2025 | $2,963.00 | $116,000 Land $3,500 Building $112,500 | $116,000 Land $3,500 Building $112,500 |
| 2023 | $105,000 Land $3,500 Building $101,500 | $105,000 Land $3,500 Building $101,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 509 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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