509 Postoak Rd, Frederick, MD 21703 Property Records

Frederick County property record for 509 Postoak Rd, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Architecture Style	Split Level
Year Built	Built 1981
Square Footage	1,560 sqft Living Area
Lot Size	8,190 sqft (0.188 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2017)
Tax Bill	$5,179.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-089971`
Alternative APNs	`2089971` `089971`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,560 sqft Living Area
1st Floor	1,040 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	8,190 sqft (0.188 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	089971
Street Address	509 POSTOAK RD
City	FREDERICK
State	MD
Zip	21703-6053
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 31 BLK D SECT 2 8190 SQ FT HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Block	D
Legal Lot Number	31
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2002
Census Tract	750506

Owner

Source: Frederick County records · APN 02-089971

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 POSTOAK RD, FREDERICK, MD 21703-6053
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2017 · Amount on Record
Deed Sale	Dec 07, 2017 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Doc Number	201712170-0264
Deed Book / Page	12170 / 264
Transfer Doc	0052350740
Record Refreshed	Jun 08, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 07, 2017
Property Address	509 POSTOAK RD, FREDERICK, MD 21703-6053
Document Number	0121700264
Book / Page	12170 / 0264
Map Reference	MB15 PG6
Instrument Date	Nov 30, 2017
Instrument	12170-0264
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 POSTOAK RD, FREDERICK, MD 21703-6053

Mortgage

Document Number	121700271
Date	Dec 07, 2017
Instrument	12170-0271

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,800 (+21.53%) Land $118,100 Building $186,700	$304,800 (-) Land $118,100 Building $186,700
2024	$5,179.00 (+12.68%)
2023	$4,596.00	$250,800	$304,800 Land $118,100 Building $186,700

Flood & Wildfire

509 Postoak Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.