509 Pollock St, New Bern, NC 28562 Property Records

Craven County property record for 509 Pollock St, New Bern, NC 28562

Property Summary

Property Type	Bed & Breakfast
Details	4,247 sqft · built 1870
Lot Size	0.273 acres (11,907 sqft)
Owner	Company Name on File
Last Sale	$995,000 (Nov 2019)
Tax Bill	$6,489 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-001-C-002`

Property Details

APN / Parcel Number

Primary APN	`8-001-C-002`
Alternative APN	`127832`

Interior

Stories	2 Stories
Building Area	4,247 sqft Total Area
1st Floor Area	4,247 sqft
Flooring	Carpet

Exterior

Year Built	Built 1870
Exterior Material	Wood Siding
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	11,907 sqft (0.273 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Zoned

Location & Zoning

Account Number	127832
Old Parcel Number	8-001-C-002
Street Address	509 POLLOCK ST
City	NEW BERN
State	NC
Zip	28562-5611
Property Category	Commercial
Property Type	Commercial > Retail > Bed & Breakfast
Legal Description	509 POLLOCK ST
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2000
Census Tract	960900

Owner

Source: Craven County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	509 POLLOCK ST, NEW BERN, NC 28562-5611
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed, Transfer · Stand-Alone First Mortgage PACIFIC WESTERN BANK
Apr 27, 2017	Warranty Deed, Transfer · Commercial Mortgage CAPITALSOURCE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	0003593418
Deed Book / Page	3593 / 418
Record Updated	Jun 8, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 25, 2019
Property Address	509 POLLOCK ST, NEW BERN, NC 28562-5611
Document Number	003593/418
Book / Page	3593 / 418
Instrument Date	Nov 14, 2019
Instrument	10046889
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 POLLOCK ST, NEW BERN, NC 28562-5611

Mortgage

Document Number	003593/422
Date	Nov 25, 2019
Book Page	3593/422
Instrument	10046890

Lender

Name	PACIFIC WESTERN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2044

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 27, 2017
Property Address	509 POLLOCK ST, NEW BERN, NC 28562-5611
Document Number	03499/1227
Book / Page	3499 / 1227
Instrument Date	Apr 26, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 POLLOCK ST, NEW BERN, NC 28562-5611

Mortgage

Document Number	03499/1230
Date	Apr 27, 2017
Book Page	3499/1230

Lender

Name	CAPITALSOURCE BANK
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,489.00 (+1.39%)	$768,750 (-) Land $137,750 Building $631,000	$768,750 (-) Land $137,750 Building $631,000
2023	$6,400.00 (+29.79%)	$768,750 (+64.47%) Land $137,750 Building $631,000	$768,750 (+64.47%) Land $137,750 Building $631,000
2022	$4,931.00	$467,400 Land $130,500 Building $336,900
2018			$467,400 Land $130,500 Building $336,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	65 (1996–2018)
Claims Outside the SFHA	3 of 65
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Optimum Communications, T-Mobile USA.

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