509 Pitts Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 509 Pitts Loop, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 348 sqft · built 2023
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$376 (2025)
Deeds & MortgagesMay 2023 Mortgage
May 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN101-11-000-015

Property Details

APN / Parcel Number

Primary APN101-11-000-015
Alternative APN
  • 9583

Interior

Full Baths1 Bath
Building Area348 sqft Living Area
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number9583
Street Address509 PITTS LOOP
CityPONTOTOC
StateMS
Zip38863-7814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 AC SW1/4 DB 402-161 7/5/8 393-143; 398-16 20071161 3/9/07 20072991 4/11/07 20072992 6/18/07 20201795 20201796 5/22/20
JurisdictionPONTOTOC MS
Township / Civil Division1
Census Block Group1
Census Block1059
Census Tract950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 PITTS LOOP, PONTOTOC, MS 38863-7814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2023Deed of Trust, Mortgage
OXFORD UNIVERSITY BANK
May 27, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CHOICE BANK
Feb 27, 2020Deed of Trust, Mortgage
COMMUNITY MORTGAGE AND LOAN INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2007
Deed SaleMar 12, 2007
Deed Document Number2007001161
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address509 PITTS LOOP, PONTOTOC, MS 38863-7814
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1771 TUTOR RD, ECRU, MS 38841-7176

Mortgage

Document Number2023001563
DateMay 9, 2023
Instrument2023001563
Lender
NameOXFORD UNIVERSITY BANK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueMay 15, 2028

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address509 PITTS LOOP, PONTOTOC, MS 38863-7814
Transaction TypeMortgage
Record UpdatedApr 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 PITTS LOOP, PONTOTOC, MS 38863-7814

Mortgage

Document Number2020001843
DateMay 27, 2020
Instrument2020001843
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 15, 2045

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address509 PITTS LOOP, PONTOTOC, MS 38863-7814
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000757
DateFeb 27, 2020
Instrument2020000757
Lender
NameCOMMUNITY MORTGAGE AND LOAN INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term37 Months
DueMar 4, 2023

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$376.00 (+26.6%) Homeowner's exemption$2,832 (+21.34%)$27,935 (+25.72%) Land $7,550 Building $20,385
2023$297.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$2,334$22,220 Land $7,550 Building $14,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 42% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HILL WATER ASSN
public/private · serves 4,739 people · EPA ID MS0580004
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber
10,000 / 10,000
Tombigbee Electric Power Association
Fiber
2,000 / 1,000
Telapex
Fixed Wireless
100 / 20

Nearby Properties on Pitts Loop

Nearby Streets

Search Property Records by Address or Parcel Number