Monmouth County and Spring Lake Borough property record for 509 Passaic Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,836 sqft · built 1937 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,275,000 (Apr 2022) |
| Tax Bill | $10,809 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00062-0000-00005 |
| Primary APN | 47-00062-0000-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Upper Floors Area | 1,372 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
| Porch | Enclosed Porch |
| Deck Area | 342 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 509 PASSAIC AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C0 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 62 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 809100 |
509 Passaic Ave is owned and occupied by an individual who acquired it in July 2026.
Source: Monmouth County and Spring Lake Borough records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 PASSAIC AVE, SPRING LAKE, NJ 07762-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer STEWART TITLE |
| Apr 25, 2022 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on File |
| Deed Sale | Apr 25, 2022 · Amount on File |
| Prior Sale | Jun 2, 2011 · Amount on File |
| Deed Document Number | 202245517 |
| Deed Book / Page | 9591 / 8898 |
| Last Transfer Date | Jul 3, 2026 |
| Transfer Doc | 0000059408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 21, 2026 |
| Property Address | 509 PASSAIC AVE, SPRING LAKE, NJ 07762-1324 |
| Document Number | 0000059408 |
| Book / Page | 9803 / 6770 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202659408 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 PASSAIC AVE, SPRING LAKE, NJ 07762-1324 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 25, 2022 |
| Property Address | 509 PASSAIC AVE, SPRING LAKE, NJ 07762-1324 |
| Document Number | 0095918898 |
| Book / Page | 9591 / 8898 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022045517 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,752.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 WILDWOOD TER, 40, GLEN RIDGE, NJ 07028-1430 |
| Name | Verified Name |
|---|---|
| Address | 509 PASSAIC AVE, SPRING LAKE, NJ 07762-1324 |
| Document Number | 2022045518 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022045518 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 509 Passaic Ave was $10,809, down 6.9% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,527,600 (+6.87%) Land $1,628,000 Building $899,600 | $2,527,600 (+6.87%) Land $1,628,000 Building $899,600 | |
| 2025 | $10,809.00 (-6.93%) | $2,365,100 Land $1,503,000 Building $862,100 | $2,365,100 Land $1,503,000 Building $862,100 |
| 2024 | $11,614.00 | ||
| 2023 | $2,230,100 Land $1,178,000 Building $1,052,100 | $2,230,100 Land $1,178,000 Building $1,052,100 | |
| 2022 | $9,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Passaic Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 21 (1979–2012) |
| Claims Outside the SFHA | 16 of 21 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Passaic Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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