509 Old Mount Holly Rd, Stanley, NC 28164 Property Records

Gaston County property record for 509 Old Mount Holly Rd, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,201 sqft · built 1926
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2022)
Tax Bill	$4,336 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14053 01300`

Property Details

APN / Parcel Number

Primary APN	`14053 01300`
Alternative APN	`175357`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,201 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	940 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 OLD MOUNT HOLLY RD
City	STANLEY
State	NC
Zip	28164-2195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1H
Legal Description	14 053 013 00 000
Legal Subdivision	FLOYD T HENDERSON & MARGARET C
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2004
Census Tract	30207

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK
Sep 30, 2022	Warranty Deed, Transfer · Line of Credit BELMONT SAVINGS BANK SSB
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 29, 2019	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Book / Page	5368 / 1082
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0050322422
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Jun 30, 2026
Property Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195
Document Number	5651002106
Book / Page	5651 / 2106
Instrument Date	Jun 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195

Mortgage

Document Number	5651002106,
Date	Jun 30, 2026
Book Page	5651/2106

Lender

Name	BELMONT SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2046

Interest

Rate	6.51%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 30, 2022
Property Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195
Document Number	0053681082
Book / Page	5368 / 1082
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 OLD MOUNT HOLLY RD, 509, STANLEY, NC 28164-2195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195

Mortgage

Document Number	0053681086
Date	Sep 30, 2022
Book Page	5368/1086

Lender

Name	BELMONT SAVINGS BANK SSB
Type	Bank
Address	BELMONT, NC 28012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052942220
Date	Dec 14, 2021
Book Page	5294/2220

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 29, 2019
Property Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195
Document Number	0050322416
Book / Page	5032 / 2416
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 BRENFIELD DR, 2801, RALEIGH, NC 27606-8465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 EDGEWOOD AVE, ANDERSON, SC 29625-2850

Mortgage

Document Number	0050322422
Date	Mar 29, 2019
Book Page	5032/2422

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Mar 6, 2017
Property Address	509 OLD MOUNT HOLLY RD, STANLEY, NC 28164-2195
Document Number	0048981632
Book / Page	004898 / 001632
Instrument Date	Feb 14, 2017
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 OLD MOUNT HOLLY RD STANLEY NC 281642195, STANLEY, NC 28164-2195

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,336.00	$398,190 (-) Land $23,500 Building $374,690
2025	$4,336.00 (-1%)	$398,190 (-) Land $23,500 Building $374,690
2023	$4,380.00	$398,190 Land $23,500 Building $374,690
2021			$241,210 Land $17,500 Building $223,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035
Water Source	Purchased surface water from CITY OF MOUNT HOLLY
Last State Inspection	Feb 2024
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile.

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