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509 Ocean View Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 509 Ocean View Ave, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1949
Lot Size0.138 acres (6,012 sqft)
Owner2 Trust Names on File
Last Sale$967,000 (Aug 2017)
Tax Bill$14,177 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2018 Transfer
+ 1 more
Flood ZoneZone X (reduced by levee)
APN033-274-220

Property Details

APN / Parcel Number

Primary APN033-274-220

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area6,012 sqft (0.138 acres)
Lot Dimensions73 ft deep x 75 ft wide
Garage Area250 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address509 OCEAN VIEW AVE
CitySAN MATEO
StateCA
Zip94401-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR106
Legal DescriptionLOT 2 BLOCK 15 SHORE VIEW TRACT MAP NO 8 RSM 30/25 26 27 28 CITY OF SAN MATEO
Legal SubdivisionSHORE VIEW TRACT MAP NO 8
Legal Block15
Legal Lot Number2
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2003
Census Tract607701

Owner

509 Ocean View Ave is owner-occupied and held in a trust since October 2018.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing Address509 OCEAN VIEW AVE, SAN MATEO, CA 94401-3028
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIER LENDING INC
Nov 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 24, 2017Grant Deed, Transfer · Conventional Mortgage
PREMIER LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2017 · Amount on File
Deed SaleAug 24, 2017 · Amount on File
Deed Document Number201774369
Last Transfer DateOct 17, 2018
Transfer Doc0000087320
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address509 OCEAN VIEW AVE, SAN MATEO, CA 94401-3028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 OCEAN VIEW AVE, SAN MATEO, CA 94401-3028

Mortgage

Document Number0000126483
DateNov 10, 2020
Instrument2020-126483
Lender
NamePREMIER LENDING INC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateNov 7, 2018
Property Address509 OCEAN VIEW AVE, SAN MATEO, CA 94401-3028
Document Number0000087320
Instrument DateOct 17, 2018
Instrument87320
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address509 OCEAN VIEW AVE SAN MATEO CA 944013028, SAN MATEO, CA 94401-3028

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateAug 24, 2017
Property Address509 OCEAN VIEW AVE, SAN MATEO, CA 94401-3028
Document Number0000074369
Map ReferenceMAP30 PG25
Instrument DateAug 22, 2017
Instrument2017-074369
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address509 OCEAN VIEW AVE, SAN MATEO, CA 94401-3028

Mortgage

Document Number0000074370
DateAug 24, 2017
Instrument2017-074370
Lender
NamePREMIER LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Mortgage

Document Number0000074371
DateAug 24, 2017
Instrument2017-074371
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 509 Ocean View Ave was $14,177 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,122,280 (+2%) Land $774,107 Building $348,173
2025$14,177.00 Homeowner's exemption$1,100,276 Land $758,929 Building $341,347
2023$13,921.00 (+2.56%) Homeowner's exemption$1,057,553 Land $729,460 Building $328,093$1,044,360
2022$13,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Ocean View Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1978–2004)
Most Recent ClaimNov 2004
Claims by Event
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 Ocean View Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100

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