Lincoln County property record for 509 Oakbluff Ct, Troy, MO 63379 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,760 sqft · built 2022 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,500 (Nov 2021) |
| Tax Bill | $3,316 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-60-24-000-000-016.160 |
| Primary APN | 15-60-24-000-000-016.160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Basement Area | 1,760 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 509 OAKBLUFF CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 60 BLUFFVIEW ESTATES PLAT 5 PHASE 2 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 16 |
| Legal Subdivision | BLUFFVIEW EST |
| Legal Phase | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 810306 |
Source: Lincoln County records · APN 15-60-24-000-000-016.160
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE MISSION BANK |
| Oct 17, 2025 | Warranty Deed, Transfer · VA Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Nov 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Apr 07, 2021 | Intrafamily Transfer, Transfer MEYER TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Sep 15, 2016 |
| Deed Document Number | 202114288 |
| Deed Book / Page | 2471 / 709 |
| Prior Transfer Date | Apr 06, 2021 |
| Prior Transfer Doc | 002462/226 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1075 MUELLER RD, SAINT PAUL, MO 63366-4708 |
| Document Number | 002466/974 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 2466/974 |
| Instrument | 2021009525 |
| Name | THE MISSION BANK |
|---|---|
| Type | Bank |
| Address | WARRENTON, MO 63383 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Apr 12, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 17, 2025 |
| Property Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Document Number | 002514/934 |
| Book / Page | 2514 / 934 |
| Map Reference | MB 13 PG 143 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025008488 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Document Number | 2025008489 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025008489 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 27, 2022 |
| Property Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Document Number | 002484/158 |
| Book / Page | 2484 / 158 |
| Map Reference | MB 13 PG 143 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022009932 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 564 LONG TRAIN DR, 564, TROY, MO 63379-2956 |
| Name | Verified Name |
|---|---|
| Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Document Number | 2022009933 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022009933 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Margin | 5 |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Nov 01, 2021 |
| Property Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Document Number | 002471/709 |
| Book / Page | 2471 / 709 |
| Map Reference | MB 13 PG 143 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021014288 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Document Number | 2021014289 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021014289 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Apr 07, 2021 |
| Property Address | 509 OAKBLUFF CT, TROY, MO 63379-2046 |
| Document Number | 002462/226 |
| Book / Page | 2462 / 226 |
| Map Reference | MB 13 PG 143 |
| Instrument Date | Apr 06, 2021 |
| Instrument | 2021004735 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1075 MUELLER RD, O FALLON, MO 63366-4708 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,316.00 (+7.14%) | $52,790 (+8.51%) Land $6,901 Building $45,889 | $277,840 (+8.51%) Land $36,320 Building $241,520 |
| 2023 | $3,095.00 (+5.81%) | $48,651 Land $5,787 Building $42,864 | $256,060 Land $30,460 Building $225,600 |
| 2022 | $2,925.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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