509 Oak St, Thomaston, GA 30286 Property Records

Upson County property record for 509 Oak St, Thomaston, GA 30286

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 763 sqft · built 1956
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$20,500 (Oct 2019)
Tax Bill$698 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNT21-156A

Property Details

APN / Parcel Number

Primary APNT21-156A
Alternative APN
  • 16545

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area763 sqft Heated Area
1st Floor Area763 sqft
FlooringSoftwood
Interior WallsWood

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1980
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions54 ft deep x 101 ft wide
PorchSlab
Porch Area133 sqft

Location & Zoning

Account Number16545
Street Address509 OAK ST
CityTHOMASTON
StateGA
Zip30286-3538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPT OF LOTS 5 & 6 OF BLK K TRACT A PB 29/125
Legal SubdivisionHIGHTOWER SUBDIVISION
Legal TractA
Legal BlockK
Legal Lot Number5,6
JurisdictionUPSON GA
Township / Civil DivisionTHOMASTON
Census Block Group3
Census Block3023
Census Tract10402

Owner

509 Oak St is owned by an individual who bought it in October 2019.

Source: Upson County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address103 CHARLES AVE, THOMASTON, GA 30286-4032
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage
WEST CENTRAL GEORGIA BANK
Oct 17, 2019Warranty Deed, Transfer · Line of Credit
WEST CTRL GA BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2019 · Amount on File
Deed SaleOct 15, 2019 · Amount on File
Deed Document Number20191126
Deed Book / Page1609 / 332
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSON GA
Property Address509 OAK ST, THOMASTON, GA 30286-3538
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 OAK ST, THOMASTON, GA 30286-3538
InvestorPossibly a Property Investor

Mortgage

Document Number0018190000000133
DateOct 17, 2022
Book Page0000001819/0000000133
Lender
NameWEST CENTRAL GEORGIA BANK
Agreement
AmountAmount on Record
Term240 Months
DueJan 1, 2042

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUPSON GA
Recording DateOct 17, 2019
Property Address509 OAK ST, THOMASTON, GA 30286-3538
Document Number0016090332
Book / Page001609 / 000332
Instrument DateOct 15, 2019
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$41.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 OAK ST THOMASTON GA 302863538, THOMASTON, GA 30286-3538

Mortgage

Document Number16090334
DateOct 17, 2019
Book Page001609/000334
Lender
NameWEST CTRL GA BK
TypeBank
AddressTHOMASTON, GA 30286-0016
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 16, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 509 Oak St was $698, up 104.7% from the year before.

Source: Upson County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyUpson County
MunicipalityThomaston City
Unified School DistrictUpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$698.00 (+104.69%)$23,920 (+110.38%) Land $1,612 Building $22,308$59,800 (+110.38%) Land $4,030 Building $55,770
2024$341.00 (+12.17%)$11,370 (-2.16%) Land $1,612 Building $9,758$28,425 (-2.16%) Land $4,030 Building $24,395
2023$304.00 (+21.6%)$11,621 (+28.85%) Land $1,612 Building $10,009$29,052 (+28.85%) Land $4,030 Building $25,022
2022$250.00$9,019 Land $1,612 Building $7,407$22,548 Land $4,030 Building $18,518

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Oak St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOMASTON
serves 12,482 people · EPA ID GA2930000
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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