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509 Northgate Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 509 Northgate Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1952
Lot Size0.221 acres (9,644 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (May 2014)
Tax Bill$4,402 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN149-151-27

Property Details

APN / Parcel Number

Primary APN149-151-27

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,280 sqft Heated Area
Gross Area1,364 sqft
1st Floor Area1,274 sqft
FlooringConcrete/Cement
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area9,644 sqft (0.221 acres)
PorchPorch
Porch Area90 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number149-151-27
Street Address509 NORTHGATE AVE
CityCHARLOTTE
StateNC
Zip28209-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL32 M6-647
Legal SubdivisionSELWYN PARK ADD 01
Legal Lot Number32
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract3201

Owner

509 Northgate Ave is owned and occupied by an individual who bought it in May 2014.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address509 NORTHGATE AVE, CHARLOTTE, NC 28209-2834
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2014 · Amount on File
Deed SaleMay 22, 2014 · Amount on File
Prior SaleJun 19, 2007 · Amount on File
Deed Document Number0029191576
Deed Book / Page29191 / 576
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address509 NORTHGATE AVE, CHARLOTTE, NC 28209-2834
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033433
DateFeb 22, 2021
Book Page35699/313
Instrument2021033433
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address509 NORTHGATE AVE, CHARLOTTE, NC 28209-2834
Document Number0000079102
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 NORTHGATE AVE CHARLOTTE NC 282092834, CHARLOTTE, NC 28209-2834

Mortgage

Document Number0000079102
DateJun 26, 2018
Book Page032782/000629
Instrument79102
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 25, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 509 Northgate Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1985–1995)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Northgate Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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