509 Neck Rd, Unit 1, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 509 Neck Rd, Unit 1, Lancaster, MA 01523

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,200 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2021)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LANC M:034.0 B:0000 L:0055.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:034.0 B:0000 L:0055.0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	6 Units
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	509 NECK RD, 1
City	LANCASTER
State	MA
Zip	01523-2279
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	55.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1020
Census Tract	713100

Owner

509 Neck Rd, Unit 1 is owned and occupied by two individuals who bought it in August 2021.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 NECK RD, 1, LANCASTER, MA 01523-2279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Deed Document Number	2021111312
Deed Book / Page	65797 / 83
Record Updated	Sep 20, 2026

August 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LANCASTER MA
Recording Date	Aug 9, 2021
Property Address	509 NECK RD UNIT 1, 1, LANCASTER, MA 01523-2279
Document Number	65797-83
Book / Page	65797 / 83
Instrument Date	Aug 9, 2021
Instrument	111312
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 NECK RD UNIT 1, 1, LANCASTER, MA 01523-2279

Mortgage

Document Number	111313
Date	Aug 9, 2021
Instrument	111313

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 509 Neck Rd, Unit 1 was $4,884.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,884.00	$302,200 Building $302,200	$401,470 (+4.19%)
2024			$385,320
2023	$5,129.00	$298,400 Building $298,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Neck Rd, Unit 1 in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	27 (1978–2010)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Neck Rd, Unit 1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	17 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20