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509 N Main St, Union (Englewood), OH 45322 Property Records

Montgomery County property record for 509 N Main St, Union, OH 45322

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,339 sqft · built 1991
Lot Size1.11 acres (48,744 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Feb 2026)
Tax Bill$4,493 (2024)
Deeds & MortgagesFeb 2026 Sale
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNM58-00321-0003

Property Details

APN / Parcel Number

Primary APNM58-00321-0003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,339 sqft Living Area
Gross Area2,845 sqft
1st Floor Area514 sqft
Basement Area529 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Lot Area48,744 sqft (1.11 acres)
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area492 sqft
Deck Area72 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address509 N MAIN ST
CityUNION
StateOH
Zip45322-9774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 UNION BLUFFS 1991 ANNEXATION
Legal SubdivisionUNION BLUFFS
Legal Lot Number3
JurisdictionMONTGOMERY OH
Township / Civil DivisionUNION CITY
Census Block Group1
Census Block1000
Census Tract125000

Owner

509 N Main St is owned and occupied by two individuals who bought it in February 2026.

Source: Montgomery County records, as of April 6, 2026

Owner of Record2 Individual Names on File
Mailing Address509 N MAIN ST, UNION, OH 45322-9774
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Warranty Deed, Transfer
Mar 23, 2018Deed of Trust, Mortgage
HUNTINGTON NAT'L BK/WV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2026 · Amount on File
Deed SaleFeb 6, 2026 · Amount on File
Deed Document Number20267404
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateFeb 6, 2026
Property Address509 N MAIN ST, UNION, OH 45322-9774
Document Number0000007404
Map ReferenceMB 140 PG 17
Instrument DateNov 25, 2025
Instrument2026-00007404
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address500 NORTH MATA STREET, UNION, OH 45322

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address509 N MAIN ST, UNION, OH 45322-9774
Document Number0000017487
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 N MAIN ST UNION OH 453229774, UNION, OH 45322-9774

Mortgage

Document Number0000017487
DateMar 29, 2018
Instrument17487
Lender
NameHUNTINGTON NAT'L BK/WV
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
AmountAmount on Record
Term360 Months
DueMar 28, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityUnion City
Unified School DistrictNorthmont City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,270 Land $9,630 Building $65,640$215,050 Land $27,500 Building $187,550
2024$4,493.00 (+1.56%)
2023$4,424.00 (-2.25%)$75,270 (+25.01%) Land $9,630 Building $65,640$215,050 Land $27,500 Building $187,550
2022$4,526.00$60,210 Land $7,700 Building $52,510
2020$172,040 Land $22,000 Building $150,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 509 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2019)
Most Recent ClaimFeb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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