509 N Main St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 509 N Main St, Cheboygan, MI 49721

Property Summary

Property Type	Commercial
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Tax Bill	$3,641 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`053-C10-000-014-00`

Property Details

APN / Parcel Number

Primary APN	`053-C10-000-014-00`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	509 N MAIN ST
City	CHEBOYGAN
State	MI
Zip	49721-1147
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL PLAT OF CHEBOYGAN, PT OF LOTS 33 & 34: COM SE COR LOT 34; TH NELY ALG MAIN 104.84FT; TH NWLY AT R/A 90.75FT; TH SWLY
Legal Range	01W
Legal Township	034
Legal Section	31
Legal Lot Number	33-34
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2058
Census Tract	960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9728 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Mar 15, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022
Deed Sale	Mar 15, 2022
Prior Sale	Aug 22, 1997 · Amount on Record
Deed Book / Page	1477 / 949
Prior Transfer Date	Mar 14, 2022
Prior Transfer Doc	001477/949
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	509 N MAIN ST, CHEBOYGAN, MI 49721-1147
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9728 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411

Mortgage

Document Number	0000001477/0000000951
Date	Mar 15, 2022
Book Page	0000001477/0000000951

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 15, 2022
Property Address	509 N MAIN ST, CHEBOYGAN, MI 49721-1147
Document Number	001477/949
Book / Page	1477 / 949
Instrument Date	Mar 14, 2022
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9728 JOHN WERNER DR, CHEBOYGAN, MI 49721-9411

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,000 (+10.11%)	$146,000 (+10.11%)
2025	$3,641.00 (+20.52%)
2023		$66,300	$132,600
2022	$3,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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