509 N Main Ave, Sutton, NE 68979 Property Records

Clay County property record for 509 N Main Ave, Sutton, NE 68979

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,535 sqft · built 1900
Lot Size	0.318 acres (13,860 sqft)
Owner	Individual Name on Record
Tax Bill	$2,305 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Jan 2025 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`3757-00-0-77005-003-8004`

Property Details

APN / Parcel Number

Primary APN	`3757-00-0-77005-003-8004`
Alternative APN	`000800400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	945 sqft
Basement Area	945 sqft
Finished Basement	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,860 sqft (0.318 acres)
Lot Dimensions	140 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	273 sqft
Deck Area	135 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 N MAIN AVE
City	SUTTON
State	NE
Zip	68979-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 1 THRU 4 & N1/2 5 BLK 3 OT SUTTON CITY
Legal Subdivision	CITY OF SUTTON
Legal Block	3
Legal Lot Number	1-4
Jurisdiction	CLAY NE
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3030
Census Tract	962100

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 N MAIN AVE, SUTTON, NE 68979-2311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF NEBRASKA FCU
Jan 8, 2025	Intrafamily Transfer, Transfer
Jan 8, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2012
Deed Sale	Dec 17, 2012
Deed Book / Page	127 / 244
Last Transfer Date	Nov 22, 2024
Transfer Doc	0202500021
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	509 N MAIN AVE, SUTTON, NE 68979-2311
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202500369
Date	Apr 7, 2025
Instrument	202500369

Lender

Name	UNIVERSITY OF NEBRASKA FCU
Type	Credit Union
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2040

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NE
Recording Date	Jan 8, 2025
Property Address	509 N MAIN AVE, SUTTON, NE 68979-2311
Document Number	0202500022
Instrument Date	Nov 22, 2024
Instrument	202500022
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N MAIN AVE, SUTTON, NE 68979-2311

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NE
Recording Date	Jan 8, 2025
Property Address	509 N MAIN AVE, SUTTON, NE 68979-2311
Document Number	0202500021
Instrument Date	Nov 2, 2024
Instrument	202500021
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N MAIN AVE, SUTTON, NE 68979-2311

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
Municipality	Sutton City
Unified School District	Sutton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,310 (+10.51%) Land $12,315 Building $162,995	$175,310 (+10.51%) Land $12,315 Building $162,995
2025	$2,305.00 (+9.29%)	$158,640 (+15.28%) Land $6,160 Building $152,480	$158,640 (+15.28%) Land $6,160 Building $152,480
2024	$2,109.00 (-17.97%)	$137,610 (-) Land $6,160 Building $131,450	$137,610 (-) Land $6,160 Building $131,450
2023	$2,571.00	$137,610 Land $6,160 Building $131,450	$137,610 Land $6,160 Building $131,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUTTON serves 1,447 people · EPA ID NE3103507
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.63 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Zito Media Cable	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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