509 N Eastern St, Sanborn, IA 51248 Property Records

O'Brien County property record for 509 N Eastern St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,152 sqft · built 1968
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Sep 2019)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0028930000`

Property Details

APN / Parcel Number

Primary APN	`0028930000`
Alternative APN	`0000289300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	624 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	509 N EASTERN ST
City	SANBORN
State	IA
Zip	51248-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-97-41 AUD SUBD N 1/2 BEG 160 S & 7 W OF NE COR OF LOT 1, W 75, S 144, E 75, N TO BEG
Legal Range	41W
Legal Township	97N
Legal Section	35
Legal Subdivision	AUD SUBD
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4013
Census Tract	490200

Owner

509 N Eastern St is owned and occupied by two individuals who bought it in September 2019.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 N EASTERN ST, SANBORN, IA 51248-1021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 2, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Sep 16, 2019	Warranty Deed, Transfer · Line of Credit NORTH STAR COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Deed Document Number	20192067
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Recording Date	Jun 15, 2026
Property Address	509 N EASTERN ST, SANBORN, IA 51248-1021
Document Number	0000001757
Instrument Date	Jun 8, 2026
Instrument	20261757
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N EASTERN ST, SANBORN, IA 51248-1021

Mortgage

Document Number	0000001757,
Date	Jun 15, 2026
Instrument	20261757

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	509 N EASTERN ST, SANBORN, IA 51248-1021
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102619
Date	Sep 2, 2021
Instrument	2021-02619

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 16, 2019
Property Address	509 N EASTERN ST, SANBORN, IA 51248-1021
Document Number	0201902067
Instrument Date	Oct 4, 2017
Instrument	2019-02067
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 N EASTERN ST, SANBORN, IA 51248-1021

Mortgage

Document Number	0201902068
Date	Sep 16, 2019
Instrument	2019-02068

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 509 N Eastern St was $2,336, up 21.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (+21.54%)	$174,830 Land $14,390 Building $160,440	$174,830 Land $14,390 Building $160,440
2024	$1,922.00
2023		$134,630 (+26.12%) Land $14,390 Building $120,240	$134,630 Land $14,390 Building $120,240
2022	$1,792.00	$106,750 Land $13,260 Building $93,490
2021			$106,750 Land $13,260 Building $93,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 N Eastern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 N Eastern St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, The Community Agency.

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