Bremer County property record for 509 N Carpenter St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,110 sqft · built 2020 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,586 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-354-021 |
| Primary APN | 04-24-354-021 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Overhead Door | Overhead Door |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,782 sqft (0.523 acres) |
| Lot Dimensions | 95 ft deep x 145 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Patio Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 509 N CARPENTER ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-93-11 LOT 4 OF 17 AP RAILROAD ADD & BG 350' NW E 1/4 COR THENCE W 140' SW 95' NE TO A PT 180' NW PLEASANT ST NE 55' BEG |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 4700 |
509 N Carpenter St is owned and occupied by two individuals.
Source: Bremer County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 N CARPENTER ST, SUMNER, IA 50674-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 509 N Carpenter St was $2,586 with a homeowner's exemption.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,586.00 Homeowner's exemption | $191,720 Land $17,100 Building $174,620 | $191,720 Land $17,100 Building $174,620 |
| 2023 | $96,770 Land $10,400 Building $86,370 | $96,770 Land $10,400 Building $86,370 | |
| 2022 | $1,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 N Carpenter St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2004–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 N Carpenter St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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