509 N 5th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 509 N 5th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,059 sqft · built 1865
Lot Size	0.196 acres (8,525 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (May 2020)
Tax Bill	$2,058 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.794.0110`

Property Details

APN / Parcel Number

Primary APN	`19.794.0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
Basement Area	225 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,525 sqft (0.196 acres)
Lot Dimensions	155 ft deep x 55 ft wide

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	112 sqft
Patio Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 N 5TH ST
City	SAINT PETER
State	MN
Zip	56082-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 55' OF N 330' OF W 155' OF NW 1/4 OF SE 1/4 OF 16-110-26
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	SUBDIVISIONNAME SUB
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3052
Census Tract	480300

Owner

509 N 5th St is owned and occupied by an individual who bought it in May 2020.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	509 N 5TH ST, SAINT PETER, MN 56082-1969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit BANKVISTA
May 6, 2020	Warranty Deed, Transfer · FHA Mortgage BANKVISTA
Jul 31, 2017	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020 · Amount on File
Deed Sale	May 6, 2020 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	2020331856
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	509 N 5TH ST, SAINT PETER, MN 56082-1969
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348038
Date	Aug 30, 2023
Instrument	348038

Lender

Name	BANKVISTA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 30, 2028

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	May 6, 2020
Property Address	509 N 5TH ST, SAINT PETER, MN 56082-1969
Document Number	331856
Instrument Date	May 1, 2020
Instrument	331856
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N 5TH ST, SAINT PETER, MN 56082-1969

Mortgage

Document Number	331857
Date	May 6, 2020
Instrument	331857

Lender

Name	BANKVISTA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000331858
Date	May 6, 2020
Instrument	331858

Lender

Name	BANKVISTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	NICOLLET MN
Recording Date	Jul 31, 2017
Property Address	509 N 5TH ST, SAINT PETER, MN 56082-1969
Document Number	320500
Instrument Date	Jul 26, 2017
Instrument	320500
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N 5TH ST, SAINT PETER, MN 56082-1969

Tax Assessment & Valuation

The 2026 property tax bill for 509 N 5th St was $2,058 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,058.00 Homeowner's exemption	$156,400 Land $28,900 Building $127,500	$156,400 Land $28,900 Building $127,500
2025	$2,058.00
2023	$1,554.00 Homeowner's exemption	$149,600 Land $28,900 Building $120,700	$149,600 Land $28,900 Building $120,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 N 5th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

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