Lincoln County property record for 509 N 3rd St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 956 sqft · built 1928 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,900 (Sep 2008) |
| Tax Bill | $628 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-50-21-004-009-005.000 |
| Primary APN | 02-50-21-004-009-005.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| Basement Area | 956 sqft |
| Unfinished Basement | 956 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,231 sqft (0.166 acres) |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 509 N 3RD ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/3 LOT 19 E1/2 A. BLOCK 5 BROWNS ADDN. 3RD ST. S 58.3' LOT 19 BLK 5 PLAT 1 /77 |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | BROWNS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 810100 |
509 N 3rd St is owned by two individuals who bought it in September 2008.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1189 HIGHWAY TT, SAINT CLAIR, MO 63077-1059 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2008 · Amount on File |
| Deed Sale | Sep 9, 2008 · Amount on File |
| Deed Document Number | 20086839 |
| Deed Book / Page | 2039 / 658 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 509 N 3rd St was $628.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,228 (-) Land $726 Building $9,502 | ||
| 2025 | $628.00 | $10,228 Land $726 Building $9,502 | $53,830 Land $3,820 Building $50,010 |
| 2023 | $579.00 (+7.82%) | $9,397 Land $519 Building $8,879 | $49,460 Land $2,730 Building $46,730 |
| 2022 | $537.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 N 3rd St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 N 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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