509 Montezuma St, Malcom, IA 50157 Property Records

Poweshiek County property record for 509 Montezuma St, Malcom, IA 50157

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,916 sqft · built 1940
Lot Size	0.378 acres (16,461 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2024)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1322800`

Property Details

APN / Parcel Number

Primary APN	`1322800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,916 sqft Living Area
1st Floor Area	1,236 sqft
Attic	Attic
Attic Area	680 sqft
Basement Area	1,236 sqft
Finished Basement	300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,461 sqft (0.378 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	386 sqft
Deck Area	48 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 MONTEZUMA ST
City	MALCOM
State	IA
Zip	50157-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH MALCOM LOTS 4 & 5 BLOCK 1
Legal Subdivision	NORTH MALCOM
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	POWESHIEK IA
Township / Civil Division	MALCOM
Census Block Group	2
Census Block	2018
Census Tract	370500

Owner

Source: Poweshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 MONTEZUMA ST, MALCOM, IA 50157-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	2024266
Prior Transfer Date	Aug 7, 2012
Prior Transfer Doc	0915/0124
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Feb 2, 2024
Property Address	509 MONTEZUMA ST, MALCOM, IA 50157-5025
Document Number	0202400266
Map Reference	DD C PG 740
Instrument Date	Feb 2, 2024
Instrument	2024-00266
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MONTEZUMA ST, MALCOM, IA 50157-5025

Mortgage

Document Number	0202400267
Date	Feb 2, 2024
Instrument	2024-00267

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Jan 6, 2021
Property Address	509 MONTEZUMA ST, MALCOM, IA 50157-5025
Document Number	0202100051
Map Reference	DD C PG 740
Instrument Date	Dec 23, 2020
Instrument	2021-00051
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MONTEZUMA ST, MALCOM, IA 50157-5025

Mortgage

Document Number	0202100052
Date	Jan 6, 2021
Instrument	2021-00052

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Malcom City
Unified School District	Brooklyn-Guernsey-Malcom Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 (-6.84%)	$88,860 (-) Land $8,150 Building $80,710	$88,860 (-) Land $8,150 Building $80,710
2024	$1,432.00 (-4.53%)
2023		$88,860 Land $8,150 Building $80,710	$88,860 Land $8,150 Building $80,710
2022	$1,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALCOM WATER SUPPLY serves 270 people · EPA ID IA7945018
Water Source	Purchased groundwater from POWESHIEK WATER ASSOCIATION
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless in parts of the area	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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