509 Middle Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 509 Middle Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,104 sqft · built 1955
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Apr 2025)
Tax Bill	$8,973 (2025)
Deeds & Mortgages	May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-00081-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`21-00081-0000-00033`
Alternative APNs	`210008100033` `040120`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	040120
Street Address	509 MIDDLE LN
City	HOWELL
State	NJ
Zip	07731-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	LAND OPINES SEC 7
Legal Block	81
Legal Lot Number	33
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2005
Census Tract	811304

Owner

509 Middle Ln is owned and occupied by two individuals who bought it in April 2025.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 MIDDLE LN, HOWELL, NJ 07731-1916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	May 23, 2022 · Amount on File
Deed Document Number	202527915
Deed Book / Page	9733 / 1610
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 23, 2022
Property Address	509 MIDDLE LN, HOWELL, NJ 07731-1916
Document Number	0095968481
Book / Page	9596 / 8481
Instrument Date	May 14, 2022
Instrument	2022055507
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AFRM TITLE AND ABSTRACT LLC, AFRM TITLE AND ABSTRACT

Transaction

Amount	Amount on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 MIDDLE LN, 509, HOWELL, NJ 07731-1916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 US HIGHWAY 9 # 302, 302, OLD BRIDGE, NJ 08857-2690

Tax Assessment & Valuation

The 2025 property tax bill for 509 Middle Ln was $8,973, up 3.6% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,200 (+25.09%) Land $289,800 Building $362,400	$652,200 (+25.09%) Land $289,800 Building $362,400
2025	$8,973.00 (+3.64%)	$521,400 Land $250,300 Building $271,100	$521,400 Land $250,300 Building $271,100
2024	$8,658.00
2023		$318,100 Land $211,800 Building $106,300	$318,100 Land $211,800 Building $106,300
2022	$6,645.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 509 Middle Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Middle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20