509 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 509 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,457 sqft · built 2000
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Tax Bill	$4,093 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`NM03A-004`

Property Details

APN / Parcel Number

Primary APN	`NM03A-004`
Alternative APN	`34703`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,457 sqft Heated Area
1st Floor Area	1,284 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Garage Area	420 sqft
Porch	Open Porch
Deck Area	300 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34703
Street Address	509 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#4A EVERGREEN ESTATES .42AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	4
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 MICHAEL CIR, MONROE, GA 30655-8469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Grant Deed, Transfer · FHA Mortgage GUARDIAN MTG
Jan 23, 2019	Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Apr 5, 2001 · Amount on Record
Last Transfer Date	Dec 21, 2020
Transfer Doc	0047440319
Record Updated	Jun 8, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 21, 2020
Property Address	509 MICHAEL CIR, MONROE, GA 30655-8469
Document Number	0047440319
Book / Page	004744 / 000319
Instrument Date	Dec 18, 2020
Instrument	18564
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	BURGESS TITLE AND ESCROW LLC, BURGESS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MICHAEL CIR MONROE GA 306558469, MONROE, GA 30655-8469

Mortgage

Document Number	47440321
Date	Dec 21, 2020
Book Page	004744/000321
Instrument	18565

Lender

Name	GUARDIAN MTG
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON GA
Property Address	509 MICHAEL CIR, MONROE, GA 30655-8469
Document Number	0043350452
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MICHAEL CIR MONROE GA 306558469, MONROE, GA 30655-8469

Mortgage

Document Number	0043350452
Date	Jan 31, 2019
Book Page	004335/000452

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,093.00 (+4.04%) Homeowner's exemption	$144,120 (+4.22%) Land $22,000 Building $122,120	$360,300 (+4.22%) Land $55,000 Building $305,300
2024	$3,934.00 (-2.14%) Homeowner's exemption	$138,280 (+1.23%) Land $22,000 Building $116,280	$345,700 (+1.23%) Land $55,000 Building $290,700
2023	$4,020.00 (-99.03%) Homeowner's exemption	$136,600 (+30.14%) Land $22,000 Building $114,600	$341,500 (+30.14%) Land $55,000 Building $286,500
2022	$413,353.00 Homeowner's exemption	$104,960 Land $17,200 Building $87,760	$262,400 Land $43,000 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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