509 McLain St, Escondido, CA 92027 Property Records

San Diego County property record for 509 McLain St, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,064 sqft · built 1974
Lot Size	0.188 acres (8,200 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Apr 2018)
Tax Bill	$6,561 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-580-02-00`

Property Details

APN / Parcel Number

Primary APN	`230-580-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,064 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	8,200 sqft (0.188 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	509 MCLAIN ST
City	ESCONDIDO
State	CA
Zip	92027-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	LOT 94 TR 007461
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	007461
Legal Block	2
Legal Lot Number	94
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	20705

Owner

509 McLain St is owned and occupied by two individuals who acquired it in October 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 MCLAIN ST, ESCONDIDO, CA 92027-3965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Oct 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA
Apr 13, 2018	Grant Deed, Transfer · Conventional with PMI CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Deed Document Number	2018148319
Last Transfer Date	Oct 4, 2019
Transfer Doc	0000454863
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	509 MCLAIN ST, ESCONDIDO, CA 92027-3965
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MCLAIN ST, ESCONDIDO, CA 92027-3965

Mortgage

Document Number	0000719862
Date	Oct 15, 2021
Instrument	2021-0719862

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	509 MCLAIN ST, ESCONDIDO, CA 92027-3965
Document Number	0000444187
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 MCLAIN ST ESCONDIDO CA 920273965, ESCONDIDO, CA 92027-3965

Mortgage

Document Number	0000444187
Date	Aug 10, 2020
Instrument	444187

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2019
Property Address	509 MCLAIN ST, ESCONDIDO, CA 92027-3965
Document Number	0000454863
Map Reference	MAP 7461
Instrument Date	Oct 4, 2019
Instrument	2019-0454863
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 MCLAIN ST, ESCONDIDO, CA 92027-3965

Mortgage

Document Number	0000454864
Date	Oct 10, 2019
Instrument	2019-0454864

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2018
Property Address	509 MCLAIN ST, ESCONDIDO, CA 92027-3965
Document Number	0000148319
Instrument Date	Mar 1, 2018
Instrument	148319
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	509 MCLAIN ST ESCONDIDO CA 920273965, ESCONDIDO, CA 92027-3965

Mortgage

Document Number	148320
Date	Apr 13, 2018
Instrument	148320

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 509 McLain St was $6,561 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,933 (+2%) Land $348,173 Building $242,760
2025	$6,561.00 Homeowner's exemption	$579,347 Land $341,347 Building $238,000
2023	$6,279.00 (+9.6%) Homeowner's exemption	$556,852 Land $328,093 Building $228,759
2022	$5,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 509 McLain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 509 McLain St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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