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509 Marcia Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 509 Marcia Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,608 sqft · built 1993
Lot Size0.125 acres (5,423 sqft)
OwnerIndividual Name on File
Last Sale$127,900 (Apr 2008)
Tax Bill$2,527 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-12-687508-000320

Property Details

APN / Parcel Number

Primary APN26-29-12-687508-000320
Alternative APNs
  • 122926687508000320
  • 22926000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,608 sqft Living Area
Gross Area1,894 sqft
1st Floor Area1,608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area5,423 sqft (0.125 acres)
Lot Dimensions120 ft deep x 45 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area286 sqft
PorchPatio
Porch Area293 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address509 MARCIA LOOP
CityWINTER HAVEN
StateFL
Zip33884-3516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTALS LANDING PB 92 PG 33 LOT 32
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionCRYSTALS LANDING
Legal Tract687508
Legal Block2
Legal Lot Number32
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2024
Census Tract14006

Owner

Source: Polk County records · APN 26-29-12-687508-000320

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 MARCIA LOOP, WINTER HAVEN, FL 33884-3516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Aug 23, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 2008 · Amount on Record
Deed SaleApr 18, 2008 · Amount on Record
Prior SaleOct 04, 2007
Deed Document Number200867293
Deed Book / Page7608 / 1751
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateApr 21, 2026
Property Address509 MARCIA LOOP, WINTER HAVEN, FL 33884-3516
Document Number0000094439
Book / Page13966 / 614
Instrument DateApr 12, 2026
Instrument202694439
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 MARCIA LOOP, WINTER HAVEN, FL 33884-3516
InvestorPossibly a Property Investor

Mortgage

Document Number0000094439,
DateApr 21, 2026
Book Page13966/614
Instrument202694439
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueAug 01, 2051
Interest
Rate6.11%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address509 MARCIA LOOP, WINTER HAVEN, FL 33884-3516
Transaction TypeMortgage
Record UpdatedSep 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 MARCIA LOOP, WINTER HAVEN, FL 33884-3516

Mortgage

Document Number0000228624
DateAug 23, 2022
Book Page12389/821
Instrument2022228624
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,527.00 (-17.42%)$184,225 (-15.35%)$211,697 (-2.73%) Land $54,000 Building $157,697
2024$3,060.00 (+8.32%)
2023$2,825.00 (+10.22%)$217,643 (+15.04%) Land $52,000 Building $165,643$217,643 (+15.04%) Land $52,000 Building $165,643
2022$2,563.00$189,197 Land $44,000 Building $145,197$189,197 Land $44,000 Building $145,197

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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