509 Mandy St, Auburndale, FL 33823 Property Records

Polk County property record for 509 Mandy St, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,139 sqft · built 1988
Lot Size	0.346 acres (15,050 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Nov 2010)
Tax Bill	$1,557 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-33-302142-000280`

Property Details

APN / Parcel Number

Primary APN	`25-27-33-302142-000280`
Alternative APNs	`332725302142000280` `32725000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	2,139 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,050 sqft (0.346 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	509 MANDY ST
City	AUBURNDALE
State	FL
Zip	33823-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISTLER OAKS PB 76 PG 28 LOT 28
Legal Range	25E
Legal Township	27S
Legal Section	33
Legal Subdivision	WHISTLER OAKS
Legal Tract	302142
Legal Block	2
Legal Lot Number	28
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2035
Census Tract	13101

Owner

509 Mandy St is owned and occupied by two individuals who bought it in November 2010.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 MANDY ST, AUBURNDALE, FL 33823-2219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2010 · Amount on File
Deed Sale	Nov 22, 2010 · Amount on File
Prior Sale	Dec 28, 2001 · Amount on File
Deed Document Number	2010186046
Deed Book / Page	8264 / 1410
Transfer Doc	4884001875
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	509 MANDY ST, AUBURNDALE, FL 33823-2219
Document Number	0110061944
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 MANDY ST AUBURNDALE FL 338232219, AUBURNDALE, FL 33823-2219

Mortgage

Document Number	0110061944
Date	Oct 15, 2019
Book Page	011006/001944
Instrument	218453

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 509 Mandy St was $1,557 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,039 (+2.7%)	$347,272 (+4.43%) Land $20,330 Building $326,942
2025	$1,557.00 Homeowner's exemption	$160,700	$332,540 Land $20,330 Building $312,210
2023	$1,957.00 (+3.71%) Homeowner's exemption	$151,622 (+3%)	$325,789 (+1.07%) Land $19,795 Building $305,994
2022	$1,887.00 Homeowner's exemption	$147,206	$322,327 Land $16,585 Building $305,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Mandy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Mandy St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20