509 Main St, Sioux Rapids, IA 50585 Property Records

Buena Vista County property record for 509 Main St, Sioux Rapids, IA 50585

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 824 sqft · built 1920
Lot Size	0.136 acres (5,940 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Jun 2026)
Tax Bill	$582 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-07-130-003`

Property Details

APN / Parcel Number

Primary APN	`03-07-130-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	320 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Garage Area	200 sqft

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	509 MAIN ST
City	SIOUX RAPIDS
State	IA
Zip	50585-7736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-10 SIOUX RAPIDS CORP. & W 12' LOT 5
Legal Subdivision	CITY OF SIOUX RAPIDS
Legal Lot Number	5
Jurisdiction	BUENA VISTA IA
Township / Civil Division	SIOUX RAPIDS
Census Block Group	2
Census Block	2033
Census Tract	960200

Owner

509 Main St is owned and occupied by an individual who bought it in June 2026.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	509 MAIN ST, SIOUX RAPIDS, IA 50585-7736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL CREDIT UNION
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	20261400
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jun 16, 2026
Property Address	509 MAIN ST, SIOUX RAPIDS, IA 50585-7736
Document Number	0000001400
Instrument Date	Jun 11, 2026
Instrument	20261400
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,938.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MAIN ST, SIOUX RAPIDS, IA 50585-7736

Mortgage

Document Number	0000001401,
Date	Jun 16, 2026
Instrument	20261401

Lender

Name	FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Nov 15, 2021
Property Address	509 MAIN ST, SIOUX RAPIDS, IA 50585-7736
Document Number	0000213579
Instrument Date	Nov 15, 2021
Instrument	213579
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MAIN ST, SIOUX RAPIDS, IA 50585-7736

Mortgage

Document Number	0000213690
Date	Nov 23, 2021
Instrument	213690

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 509 Main St was $582, down 11.3% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Municipality	Sioux Rapids City
Unified School District	Sioux Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,100 (+104.52%) Land $9,000 Building $66,100	$75,100 (+104.52%) Land $9,000 Building $66,100
2025	$582.00 (-11.28%)	$36,720 Land $5,630 Building $31,090	$36,720 Land $5,630 Building $31,090
2024	$656.00
2023		$39,120 (+26.44%) Land $5,630 Building $33,490	$39,120 Land $5,630 Building $33,490
2022	$620.00	$30,940 Land $5,630 Building $25,310
2021			$30,940 Land $5,630 Building $25,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 509 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX RAPIDS WATER DEPARTMENT serves 932 people · EPA ID IA1175056
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures