Giles County property record for 509 Main St, Prospect, TN 38477
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,970 sqft · built 2019 |
| Lot Size | 2.31 acres (101,059 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $42,000 (Jun 2007) |
| Tax Bill | $1,686 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028164 04701 |
| Primary APN | 028164 04701 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 101,059 sqft (2.31 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1,600 sqft |
| Porch | Open Porch |
| Porch Area | 624 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 509 MAIN ST |
|---|---|
| City | PROSPECT |
| State | TN |
| Zip | 38477-6211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Jurisdiction | GILES TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 920700 |
The current owner of 509 Main St acquired it in June 2007.
Source: Giles County records, as of January 26, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 473 MAIN ST, PROSPECT, TN 38477-6211 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2007 · Amount on File |
| Deed Sale | Jun 5, 2007 · Amount on File |
| Deed Document Number | 0000330428 |
| Deed Book / Page | 330 / 428 |
| Last Transfer Date | Jun 7, 2007 |
| Transfer Doc | 0000065275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 509 MAIN ST, PROSPECT, TN 38477-6211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000125143 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | DT591/490 |
| Instrument | 20125143 |
| Name | FIRST NATIONAL BANK OF PULASKI |
|---|---|
| Type | Bank |
| Address | PULASKI, TN 38478 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 509 Main St was $1,686, up 16% from the year before.
Source: Giles County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Giles County |
| Unified School District | Giles County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,686.00 (+16.04%) | $73,150 (-) Land $8,850 Building $64,300 | |
| 2024 | $1,453.00 | $73,150 (-) Land $8,850 Building $64,300 | |
| 2023 | $1,453.00 | $73,150 (-) Land $8,850 Building $64,300 | |
| 2022 | $1,453.00 | $73,150 Land $8,850 Building $64,300 | $292,600 Land $35,400 Building $257,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2004–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PES Energize Fiber | 5,000 / 5,000 |
No cell data coverage reported
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