509 Main St, Inez, KY 41224 Property Records

Martin County property record for 509 Main St, Inez, KY 41224

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,355 sqft · built 1970
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on Record
Tax Bill$2,082 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN028-00-00-010.00

Property Details

APN / Parcel Number

Primary APN028-00-00-010.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,355 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialWood Shingle
Lot Area348,480 sqft (8 acres)
DrivewayGravel Driveway
PorchSlab
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address509 MAIN ST
CityINEZ
StateKY
Zip41224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8 ACRES M/L & IMP
JurisdictionMARTIN KY
Township / Civil DivisionINEZ
Census Block Group4
Census Block4013
Census Tract950202

Owner

Source: Martin County records, as of February 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 975, INEZ, KY 41224-0975
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK NA
Jan 24, 2024Deed, Transfer · USDA Mortgage
STOCKTON MORTGAGE CORP
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK NA
Sep 21, 2015Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 5, 2015
Transfer Doc00D190/369
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN KY
Property Address509 MAIN ST, INEZ, KY 41224
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M159/481
DateJan 12, 2021
Book PageM159/481
Instrument94039
Lender
NameCOMMUNITY TRUST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueJan 1, 2041
Interest
Rate TypeFixed Rate

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionMARTIN KY
Recording DateJan 24, 2024
Property Address509 MAIN ST, INEZ, KY 41224
Document Number00D211/105
Book / PageD211 / 105
Instrument DateDec 22, 2023
Instrument99159
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$136.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address451 W MAIN ST, INEZ, KY 41224

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 975, INEZ, KY 41224-0975
InvestorPossibly a Property Investor

Mortgage

Document Number0000099160
DateJan 24, 2024
Instrument99160
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN KY
Property Address509 MAIN ST, INEZ, KY 41224
Transaction TypeMortgage
Record UpdatedFeb 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM159/481
DateJan 12, 2021
Book PageM159/481
Instrument94039
Lender
NameCOMMUNITY TRUST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueJan 1, 2041
Interest
Rate TypeFixed Rate

September 2015: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN KY
Recording DateSep 21, 2015
Property Address509 MAIN ST, INEZ, KY 41224
Document Number00D190/369
Book / PageD190 / 369
Instrument DateSep 5, 2015
Instrument83680
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 388, INEZ, KY 41224-0388

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1173, INEZ, KY 41224-1173

Tax Assessment & Valuation

Source: Martin County assessment roll, as of February 12, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMartin County
MunicipalityInez City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,082.00 (+103.72%)$136,000 (+114.17%) Land $30,000 Building $106,000$136,000 (+114.17%) Land $30,000 Building $106,000
2023$1,022.00$63,500 Land $19,000 Building $44,500$63,500 Land $19,000 Building $44,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims9 (2019–2025)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 89% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO WATER DISTRICT #1
serves 9,003 people · EPA ID KY0800273
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Nov 2023
Total trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Communications
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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