509 Luna Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 509 Luna Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1966
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$655,000 (Dec 2021)
Tax Bill$7,819 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN157-070-19-00

Property Details

APN / Parcel Number

Primary APN157-070-19-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,150 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address509 LUNA DR
CityOCEANSIDE
StateCA
Zip92057-4329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 381 TR 005496
Legal SubdivisionMISSION VALLEY BALL PARK
Legal Tract005496
Legal Block2
Legal Lot Number381
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract18617

Owner

Source: San Diego County records · APN 157-070-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 LUNA DR, OCEANSIDE, CA 92057-4329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Grant Deed, Transfer · VA Mortgage
AMCAP MORTGAGE LTD
Nov 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEXBANK SSB
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 31, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2021 · Amount on Record
Deed SaleDec 06, 2021 · Amount on Record
Prior SaleOct 10, 2014 · Amount on Record
Deed Document Number2021826026
Prior Transfer DateOct 19, 2017
Prior Transfer Doc0000507732
Record UpdatedSep 20, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 06, 2021
Property Address509 LUNA DR, OCEANSIDE, CA 92057-4329
Document Number0000826026
Map ReferenceMAP 5496
Instrument DateNov 16, 2021
Instrument2021-0826026
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 LUNA DR, OCEANSIDE, CA 92057-4329

Mortgage

Document Number0000826027
DateDec 06, 2021
Instrument2021-0826027
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address509 LUNA DR, OCEANSIDE, CA 92057-4329
Transaction TypeMortgage
Record UpdatedNov 09, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 LUNA DR, OCEANSIDE, CA 92057-4329

Mortgage

Document Number0000759929
DateNov 01, 2021
Instrument2021-0759929
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address509 LUNA DR, OCEANSIDE, CA 92057-4329
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 LUNA DR, OCEANSIDE, CA 92057-4329

Mortgage

Document Number0000519369
DateSep 08, 2020
Instrument2020-0519369
Lender
NameNEXBANK SSB
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address509 LUNA DR, OCEANSIDE, CA 92057-4329
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000583943
DateDec 13, 2019
Instrument2019-0583943
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 31, 2017
Property Address509 LUNA DR, OCEANSIDE, CA 92057-4329
Document Number0000507732
Map ReferenceMAP5496
Instrument DateOct 19, 2017
Instrument2017-0507732
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address509 LUNA DR, OCEANSIDE, CA 92057-4329
InvestorPossibly a Property Investor

Mortgage

Document Number0000507735
DateOct 31, 2017
Instrument2017-0507735
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$708,991 (+2%) Land $470,857 Building $238,134
2025$7,819.00 (+5.18%)$695,090 (+4.04%) Land $461,625 Building $233,465
2023$7,434.00 (+1.53%)$668,100 Land $443,700 Building $224,400
2022$7,322.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 677 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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