509 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 509 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,894 sqft · built 1960
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Apr 2026)
Tax Bill	$3,499 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-70-14`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-70-14`
Alternative APNs	`0807-21-2-17-014` `R1536386`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,894 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	2,016 sqft
Basement Area	1,228 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Frame/Masonry/Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Porch	Slab
Porch Area	354 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R1536386
Street Address	509 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23158 L4 & 6 BLK6 KERNS
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	KERNS SUB
Legal Block	6
Legal Lot Number	4
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3012
Census Tract	2205

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 LOCUST ST, WINDSOR, CO 80550-5263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Apr 18, 2014 · Amount on Record
Deed Document Number	20265098471
Prior Transfer Date	Oct 1, 2003
Prior Transfer Doc	0003119949
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Apr 28, 2026
Property Address	509 LOCUST ST, WINDSOR, CO 80550-5263
Document Number	0005098471
Instrument Date	Apr 27, 2026
Instrument	20265098471
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,777.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 LOCUST ST, WINDSOR, CO 80550-5263

Mortgage

Document Number	0005098472,
Date	Apr 28, 2026
Instrument	20265098472

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,400 (-2.06%) Land $8,570 Building $31,830	$660,025 (-) Land $140,000 Building $520,025
2025	$3,499.00 (-12.44%)	$41,250 (-10.37%) Land $8,750 Building $32,500	$660,025 (-2.97%) Land $140,000 Building $520,025
2024	$3,996.00 (+8.94%)
2023	$3,668.00	$46,020 Land $8,290 Building $37,730	$680,229 Land $122,500 Building $557,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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