509 Locust, Merkel, TX 79536 Property Records

Taylor County property record for 509 Locust, Merkel, TX 79536

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,662 sqft · built 1946
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Tax Bill	$2,312 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`S1700002800`

Property Details

APN / Parcel Number

Primary APN	`S1700002800`
Alternative APN	`31911`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,326 sqft
Upper Floors Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 LOCUST
City	MERKEL
State	TX
Zip	79536-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPPARD 1ST OF MERKEL, BLOCK D, LOT 9 & N/2 LT 8
Legal Subdivision	SHEPPARD 1ST OF MERKEL
Legal Block	D
Legal Lot Number	9,8
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	2
Census Block	2076
Census Tract	13601

Owner

Source: Taylor County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 LOCUST, MERKEL, TX 79536-6407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
May 25, 2018	Warranty Deed, Transfer BIG COUNTRY TITLE, BIG CNTRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2013
Deed Sale	Feb 8, 2013
Prior Sale	Dec 6, 2012 · Amount on Record
Deed Document Number	20132006
Last Transfer Date	Jun 1, 2015
Transfer Doc	0000008060
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	509 LOCUST, MERKEL, TX 79536-6407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008655
Date	May 25, 2018
Instrument	2018-00008655

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR TX
Recording Date	May 25, 2018
Property Address	509 LOCUST, MERKEL, TX 79536-6407
Document Number	0000008653
Instrument Date	May 15, 2018
Instrument	8653
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	BIG COUNTRY TITLE, BIG CNTRY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7144 COUNTY ROAD 487 MERKEL TX 795365618, MERKEL, TX 79536-5618

Tax Assessment & Valuation

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Municipality	Merkel Town
Unified School District	Merkel Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,416 (+1%)	$218,894 (+7.14%) Land $2,100 Building $216,794
2025	$2,312.00 (+14.46%) Homeowner's exemption	$179,469 (+1%) Land $2,100 Building $202,197	$204,297 (+10.08%) Land $2,100 Building $202,197
2024		$163,154 (-1.61%) Land $2,100 Building $183,497	$185,597 (+11.92%) Land $2,100 Building $183,497
2023	$2,020.00 (-20.78%) Homeowner's exemption	$165,830 Land $2,100 Building $163,730	$165,830 Land $2,100 Building $163,730
2022	$2,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERKEL serves 3,573 people · EPA ID TX2210002
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Access Fiber.

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