St. Johns County property record for 509 Live Oak St, Saint Augustine, FL 32084
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1940 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $447,000 (May 2025) |
| Tax Bill | $5,503 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 121230-0000 |
| Primary APN | 121230-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 184 sqft |
| Patio Area | 272 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 509 LIVE OAK ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-4016 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | VON BALSOM ADDN LOT 16 OR6148/1938 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 45 |
| Legal Subdivision | VAN BALSOM MAP |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 121230-0000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 LIVE OAK ST, SAINT AUGUSTINE, FL 32084-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Jun 17, 2021 · Amount on Record |
| Deed Document Number | 202538045 |
| Deed Book / Page | 6148 / 1938 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 509 LIVE OAK ST, SAINT AUGUSTINE, FL 32084-4016 |
| Document Number | 0000049849 |
| Book / Page | 6381 / 853 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202649849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 509 LIVE OAK ST, SAINT AUGUSTINE, FL 32084-4016 |
| Document Number | 0000049849, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 6381/853 |
| Instrument | 202649849 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 509 LIVE OAK ST, SAINT AUGUSTINE, FL 32084-4016 |
| Document Number | 0052940428 |
| Book / Page | 5294 / 428 |
| Map Reference | MB HH PG 146 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021068008 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 WOODCUTTERS TRL, ST AUGUSTINE, FL 32086-3876 |
| Name | Verified Name |
|---|---|
| Address | 509 LIVE OAK ST, ST AUGUSTINE, FL 32084-4016 |
| Document Number | 0005294430 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 5294/430 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,565 (+11.79%) Land $87,500 Building $268,065 | $355,565 (+11.79%) Land $87,500 Building $268,065 | |
| 2025 | $5,503.00 (-2.95%) Homeowner's exemption | $318,069 (-3.46%) | $318,069 (-3.46%) Land $77,500 Building $240,569 |
| 2024 | $5,670.00 (-1.39%) | ||
| 2023 | $5,750.00 (+14.09%) | $329,453 (+26.58%) | $329,453 (+26.58%) Land $57,500 Building $271,953 |
| 2022 | $5,040.00 | $260,268 | $260,268 Land $47,600 Building $212,668 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 42 (1985–2025) |
| Claims Outside the SFHA | 5 of 42 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures