Virginia Beach City property record for 509 Lighthouse Pt, Virginia Beach, VA 23451
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,833 sqft · built 1994 |
| Lot Size | 0.379 acres (16,517 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,620 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Sep 2017 Line of Credit |
| APN | 2427-10-1517 |
| Primary APN | 2427-10-1517 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,833 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,517 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 822 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 509 LIGHTHOUSE PT |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23451-7149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | HARBOUR POINT REPLAT O PORTION OF RUDEE HEIGHT S L-21 |
| Legal Section | 02 |
| Legal Subdivision | HARBOUR POINT |
| Legal Lot Number | 21 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 44008 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Seatack Historic District listed 2024 · 138 contributing resources · NRIS 100010348 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
509 Lighthouse Pt is owned and occupied by two individuals who acquired it in May 1994.
Source: Virginia Beach City records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 509 LIGHTHOUSE PT, VIRGINIA BEACH, VA 23451-7149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 1994 |
| Deed Sale | May 13, 1994 |
| Deed Document Number | 0003390205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 509 LIGHTHOUSE PT, VIRGINIA BEACH, VA 23451-7149 |
| Document Number | 0001001880 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0001001880 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 1001880 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 509 LIGHTHOUSE PT, VIRGINIA BEACH, VA 23451-7149 |
| Document Number | 0000815140 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000815140 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 815140 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 509 Lighthouse Pt was $9,620.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,620.00 | $882,600 Land $500,000 Building $382,600 | $882,600 Land $500,000 Building $382,600 |
| 2023 | $8,002.00 | $808,300 Land $483,000 Building $325,300 | $808,300 Land $483,000 Building $325,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 509 Lighthouse Pt; there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 243 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 401 units insured incl. 158 condo units |
| Nearby Flood Claims | 9 (2003–2020) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Lighthouse Pt is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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