509 Lake Dr, Ocala, FL 34472 Property Records

Marion County property record for 509 Lake Dr, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,901 sqft · built 2001
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$309,900 (Jul 2019)
Tax Bill$5,804 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9071-0003-12

Property Details

APN / Parcel Number

Primary APN9071-0003-12
Alternative APNs
  • 2987863000
  • 2987863

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,901 sqft Living Area
Gross Area4,648 sqft
1st Floor Area2,901 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions151 ft deep x 138 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area915 sqft
PorchScreened Porch
Porch Area376 sqft
Deck Area482 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address509 LAKE DR
CityOCALA
StateFL
Zip34472-5049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSEC 04 TWP 16 RGE 23 PLAT BOOK 004 PAGE 149 LAKE DIAMOND GOLF AND COUNTRY CLUB PHASE 2 BLK C LOT 12
Legal Range23E
Legal Township16S
Legal Section4
Legal SubdivisionLAKE DIAMOND GOLF AND COUNTRY CLUB PHASE
Legal BlockC
Legal Lot Number12
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1021
Census Tract1210

Owner

509 Lake Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Marion County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address509 LAKE DR, OCALA, FL 34472-5049
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Intrafamily Transfer, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 30, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2019 · Amount on File
Deed SaleJul 30, 2019 · Amount on File
Prior SaleSep 20, 2005 · Amount on File
Deed Document Number201979541
Deed Book / Page7013 / 1496
Last Transfer DateJan 14, 2022
Transfer Doc0076941092
Record UpdatedJun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION FL
Recording DateFeb 8, 2022
Property Address509 LAKE DR, OCALA, FL 34472-5049
Document Number0076941092
Book / Page7694 / 1092
Map ReferenceMB 4 PG 149-151
Instrument DateJan 14, 2022
Instrument2022018963
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address509 LAKE DR, OCALA, FL 34472-5049

Mortgage

Document Number0076941095
DateFeb 8, 2022
Instrument7694/1095
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateJul 30, 2019
Property Address509 LAKE DR, OCALA, FL 34472-5049
Document Number0070131496
Book / Page007013 / 001496
Instrument DateJun 28, 2019
Instrument79541
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanyEQUITABLE TITLE/OCALA LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,169.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address509 LAKE DR OCALA FL 344725049, OCALA, FL 34472-5049

Mortgage

Document Number70131498
DateJul 30, 2019
Book Page007013/001498
Instrument79542
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 509 Lake Dr was $5,804 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,804.00 Homeowner's exemption$383,500 Land $58,995 Building $324,505$383,500 Land $58,995 Building $324,505
2023$5,858.00 (+2.7%) Homeowner's exemption$391,577 (+3%) Land $55,890 Building $335,687$401,927 (+5.72%) Land $55,890 Building $346,037
2022$5,704.00 Homeowner's exemption$380,172 Land $40,365 Building $339,807$380,172 Land $40,365 Building $339,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Lake Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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