Orange County property record for 509 Key Ct, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,334 sqft · built 1994 |
| Lot Size | 0.24 acres (10,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Apr 2023) |
| Tax Bill | $6,871 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-22-31-9050-00-030 |
| Primary APN | 26-22-31-9050-00-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,334 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 2,334 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,476 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 372 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 501 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 509 KEY CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-9055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERFORD LAKES TRACT N-24 30/89 LOT 3 |
| Legal Range | 31E |
| Legal Township | 22S |
| Legal Section | 26 |
| Legal Subdivision | WATERFORD LAKES TR N 24 |
| Legal Tract | N-24 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 16743 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 KEY CT, ORLANDO, FL 32828-9055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 27, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage ADDITION FINANCIAL CU |
| Dec 16, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Mar 29, 1994 · Amount on Record |
| Deed Document Number | 2023237830 |
| Prior Transfer Date | Apr 20, 2023 |
| Prior Transfer Doc | 0000237830 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 27, 2023 |
| Property Address | 509 KEY CT, ORLANDO, FL 32828-9055 |
| Document Number | 0000237830 |
| Map Reference | MB 30 PG 89&90 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 20230237830 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | PRIMERA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 KEY CT, ORLANDO, FL 32828-9055 |
| Document Number | 0000237833 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 20230237833 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 16, 2022 |
| Property Address | 509 KEY CT, ORLANDO, FL 32828-9055 |
| Document Number | 0000755537 |
| Map Reference | MB 30 PG 89&90 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 20220755537 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 KEY CT, ORLANDO, FL 32828-9055 |
| Name | Verified Name |
|---|---|
| Address | 8873 VENEZIA PLANTATION DR, ORLANDO, FL 32829-8133 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,558 (+2.7%) | $473,260 (-1.65%) Land $65,000 Building $408,260 | |
| 2025 | $6,871.00 (+115.59%) Homeowner's exemption | $430,923 (+116.32%) | $481,220 (+10.67%) Land $65,000 Building $416,220 |
| 2024 | $3,187.00 (+7.31%) | ||
| 2023 | $2,970.00 (+5.17%) Homeowner's exemption | $199,210 (+3%) | $434,819 (+14.51%) Land $65,000 Building $369,819 |
| 2022 | $2,824.00 Homeowner's exemption | $193,408 | $379,705 Land $65,000 Building $314,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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