509 Kern Rd, Killeen, TX 76541 Property Records

Bell County property record for 509 Kern Rd, Killeen, TX 76541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,155 sqft · built 1954
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on File
Tax Bill	$1,968 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0168860000`

Property Details

APN / Parcel Number

Primary APN	`0168860000`
Alternative APNs	`865030` `17565`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,155 sqft Living Area
1st Floor Area	1,155 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Carport	Carport
Carport Area	144 sqft
Parking Spaces	2 Parking Spaces
Canopy	100 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	865030
Street Address	509 KERN RD
City	KILLEEN
State	TX
Zip	76541-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FAIRWAY PARK (1ST UNIT), BLOCK 010, LOT 0025
Legal Subdivision	FAIRWAY PARK (1ST UNIT)
Legal Block	10
Legal Lot Number	25
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1007
Census Tract	22801

Owner

509 Kern Rd is owned and occupied by an individual who acquired it in November 2021.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	509 KERN RD, KILLEEN, TX 76541-2345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 22, 2021	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 18, 2019	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENCE BANK
Nov 3, 2017	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021
Deed Sale	Nov 22, 2021
Prior Sale	Sep 18, 2019
Deed Document Number	2021076509
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	509 KERN RD, KILLEEN, TX 76541-2345
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	MILLER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076508
Date	Nov 22, 2021
Instrument	2021076508

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 22, 2021
Property Address	509 KERN RD, KILLEEN, TX 76541-2345
Document Number	0000076509
Map Reference	VOL 629 PG 203
Instrument Date	Nov 15, 2021
Instrument	2021076509
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MILLER TITLE INC, MILLER TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 KERN RD, KILLEEN, TX 76541-2345

Mortgage

Date	Nov 22, 2021

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 18, 2019
Property Address	509 KERN RD, KILLEEN, TX 76541-2345
Document Number	0000042497
Map Reference	VOL 627 PG 129
Instrument Date	Sep 10, 2019
Instrument	2019-00042497
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 KNIGHTS CT, LAKE DALLAS, TX 75065-2646

Mortgage

Document Number	0000042498
Date	Sep 18, 2019
Instrument	2019-00042498

Lender

Name	INDEPENDENCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 3, 2017
Property Address	509 KERN RD, KILLEEN, TX 76541-2345
Document Number	0000046481
Instrument Date	Oct 31, 2017
Instrument	46481
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 RED FOX DR NOLANVILLE TX 765594583, NOLANVILLE, TX 76559-4583

Mortgage

Document Number	46482
Date	Nov 3, 2017
Instrument	46482

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 2, 2032

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,968.00 (-0.61%)	$104,007 Land $11,000 Building $93,007	$104,007 Land $11,000 Building $93,007
2022	$1,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Kern Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Kern Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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