509 Kayla St, Troy, TX 76579 Property Records

Bell County property record for 509 Kayla St, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 2013
Lot Size	0.219 acres (9,561 sqft)
Owner	Individual Name on File
Tax Bill	$4,630 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0375863519`

Property Details

APN / Parcel Number

Primary APN	`0375863519`
Alternative APNs	`394754` `866561`

Interior

Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Lot Area	9,561 sqft (0.219 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	197 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	866561
Street Address	509 KAYLA ST
City	TROY
State	TX
Zip	76579-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIVE AND ONE ADDITION, BLOCK 007, LOT 0001
Legal Subdivision	FIVE AND ONE ADDITION
Legal Block	7
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2023
Census Tract	20102

Owner

509 Kayla St is owned and occupied by an individual who acquired it in February 2026.

Source: Bell County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	509 KAYLA ST, TROY, TX 76579-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
Oct 15, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026
Deed Sale	Feb 17, 2026
Prior Sale	Oct 15, 2019
Deed Document Number	2026007179
Record Updated	Jun 8, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 17, 2026
Property Address	509 KAYLA ST, TROY, TX 76579-2824
Document Number	0000007179
Map Reference	DOC 2025051385
Instrument Date	Feb 13, 2026
Instrument	2026007179
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8045 OWL CREEK PARK RD, GATESVILLE, TX 76528-5183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 KAYLA ST, TROY, TX 76579-2824

Mortgage

Document Number	0000007180
Date	Feb 17, 2026
Instrument	2026007180

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 13, 2027

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 15, 2019
Property Address	509 KAYLA ST, TROY, TX 76579-2824
Document Number	0000047403
Map Reference	CAB D SL 182-C&D
Instrument Date	Oct 11, 2019
Instrument	2019-00047403
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 KAYLA ST, TROY, TX 76579-2824

Mortgage

Document Number	0000047404
Date	Oct 15, 2019
Instrument	2019-00047404

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,148 Land $38,000 Building $235,148	$273,148 Land $38,000 Building $235,148
2024	$4,630.00 (-7.07%)
2023	$4,982.00 (+0.2%)	$296,931 Land $32,000 Building $264,931	$296,931 Land $32,000 Building $264,931
2022	$4,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Kayla St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Kayla St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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