Sacramento County property record for 509 Kay Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,470 sqft · built 1998 |
| Lot Size | 0.193 acres (8,417 sqft) |
| Owner | Company Name on Record |
| Last Sale | $552,000 (Dec 2016) |
| Tax Bill | $7,554 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1450-044-0000 |
| Primary APN | 072-1450-044-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| 2nd Floor Area | 1,141 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 8,417 sqft (0.193 acres) |
| Garage Area | 692 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 26,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 509 KAY CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | PRAIRIE OAKS 02 PHASE 03, LOT 64 |
| Legal Subdivision | PRAIRIE OAKS 02 PHASE 03 |
| Legal Lot Number | 64 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 8508 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 509 KAY CT, FOLSOM, CA 95630-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG |
| Jan 25, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on Record |
| Deed Sale | Dec 13, 2016 · Amount on Record |
| Prior Sale | Mar 29, 2002 · Amount on Record |
| Deed Book / Page | 20161213 / 1752 |
| Last Transfer Date | Dec 20, 2018 |
| Transfer Doc | 1250000000423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 509 KAY CT, FOLSOM, CA 95630-9549 |
| Document Number | 2101130769 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 KAY CT FOLSOM CA 956309549, FOLSOM, CA 95630-9549 |
| Document Number | 2101130769 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2101130769 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 509 KAY CT, FOLSOM, CA 95630-9549 |
| Document Number | 2004211131 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 509 KAY CT FOLSOM CA 956309549, FOLSOM, CA 95630-9549 |
| Document Number | 2004211131 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2004211131 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 25, 2019 |
| Property Address | 509 KAY CT, FOLSOM, CA 95630-9549 |
| Document Number | 1901250423 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 1901250423 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 509 KAY CT FOLSOM CA 956309549, FOLSOM, CA 95630-9549 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $653,448 (+2%) Land $165,729 Building $487,719 | |
| 2025 | $7,554.00 (+2.08%) | $640,636 (+4.04%) Land $162,480 Building $478,156 |
| 2024 | $7,400.00 (+1.82%) | |
| 2023 | $7,268.00 (+1.64%) | $615,762 Land $156,172 Building $459,590 |
| 2022 | $7,151.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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